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	<title>Comments on: Reducing Financial Stress During the Holidays</title>
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	<link>http://moneyning.com/money-management/reducing-financial-stress-during-the-holidays/</link>
	<description>A personal finance blog where we share insights on carefully saving money, investing, frugal living, coupons, promo codes because the little things matter in achieving financial freedom!</description>
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		<title>By: joe</title>
		<link>http://moneyning.com/money-management/reducing-financial-stress-during-the-holidays/comment-page-1/#comment-23039</link>
		<dc:creator>joe</dc:creator>
		<pubDate>Fri, 08 Jan 2010 16:24:07 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/?p=4215#comment-23039</guid>
		<description>I know my weakness is not &#039;well organized&quot;. and it make my financial management in problem everytime.
thanks for great post.
 joe</description>
		<content:encoded><![CDATA[<p>I know my weakness is not &#8216;well organized&#8221;. and it make my financial management in problem everytime.<br />
thanks for great post.<br />
 joe</p>
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		<title>By: Sue</title>
		<link>http://moneyning.com/money-management/reducing-financial-stress-during-the-holidays/comment-page-1/#comment-22461</link>
		<dc:creator>Sue</dc:creator>
		<pubDate>Fri, 18 Dec 2009 00:53:20 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/?p=4215#comment-22461</guid>
		<description>I have read a book about Gov&#039;t Grants and I hope it could help those who are having problems financially or those who want to put up a business in the future. It&#039;s very helpful. It&#039;s called:
How to start or grow business using government grant money - Directory of grant funding programs</description>
		<content:encoded><![CDATA[<p>I have read a book about Gov&#8217;t Grants and I hope it could help those who are having problems financially or those who want to put up a business in the future. It&#8217;s very helpful. It&#8217;s called:<br />
How to start or grow business using government grant money &#8211; Directory of grant funding programs</p>
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		<title>By: Becky</title>
		<link>http://moneyning.com/money-management/reducing-financial-stress-during-the-holidays/comment-page-1/#comment-22322</link>
		<dc:creator>Becky</dc:creator>
		<pubDate>Sun, 13 Dec 2009 07:11:19 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/?p=4215#comment-22322</guid>
		<description>I love the idea of shopping all year long instead of last minute.  Ever since I finished  &lt;a href=&quot;http://www.therealcashflowceo.com/Meet_Anthony_Manganiello.html&quot; rel=&quot;nofollow&quot;&gt; Anthony Manganiello&#039;s &lt;/a&gt; latest book,  &quot;The Debt-Free Millionaire: Winning Strategies to Creating Great Credit and Retiring Rich,&quot; I have been trying to think of ways to not have to go into debt- meaning I have been trying to pay off all of my debt and avoid getting into anymore debt.  It seems that buying gifts all year would help me solve this problem.  Too late this year, but will keep in mind for next year.</description>
		<content:encoded><![CDATA[<p>I love the idea of shopping all year long instead of last minute.  Ever since I finished  <a href="http://www.therealcashflowceo.com/Meet_Anthony_Manganiello.html" rel="nofollow"> Anthony Manganiello&#8217;s </a> latest book,  &#8220;The Debt-Free Millionaire: Winning Strategies to Creating Great Credit and Retiring Rich,&#8221; I have been trying to think of ways to not have to go into debt- meaning I have been trying to pay off all of my debt and avoid getting into anymore debt.  It seems that buying gifts all year would help me solve this problem.  Too late this year, but will keep in mind for next year.</p>
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		<title>By: CD Phi</title>
		<link>http://moneyning.com/money-management/reducing-financial-stress-during-the-holidays/comment-page-1/#comment-22205</link>
		<dc:creator>CD Phi</dc:creator>
		<pubDate>Wed, 09 Dec 2009 23:33:42 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/?p=4215#comment-22205</guid>
		<description>@ Marci: I love the idea of handmade gifts- baked treats included.</description>
		<content:encoded><![CDATA[<p>@ Marci: I love the idea of handmade gifts- baked treats included.</p>
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		<title>By: Lulu</title>
		<link>http://moneyning.com/money-management/reducing-financial-stress-during-the-holidays/comment-page-1/#comment-22188</link>
		<dc:creator>Lulu</dc:creator>
		<pubDate>Wed, 09 Dec 2009 16:11:24 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/?p=4215#comment-22188</guid>
		<description>I think if you plan in advance and stick to your plan then the Christmas holidays do not need to be stressful. I make a budget and do not go over it so I have never felt pressured to spend massive amounts at this time.

I guess I don&#039;t make a big deal out of since my family is away (in another country) from me and I tell my friends not to expect anything...but then give them little surprises.</description>
		<content:encoded><![CDATA[<p>I think if you plan in advance and stick to your plan then the Christmas holidays do not need to be stressful. I make a budget and do not go over it so I have never felt pressured to spend massive amounts at this time.</p>
<p>I guess I don&#8217;t make a big deal out of since my family is away (in another country) from me and I tell my friends not to expect anything&#8230;but then give them little surprises.</p>
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		<title>By: MoneyNing</title>
		<link>http://moneyning.com/money-management/reducing-financial-stress-during-the-holidays/comment-page-1/#comment-22175</link>
		<dc:creator>MoneyNing</dc:creator>
		<pubDate>Wed, 09 Dec 2009 01:48:05 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/?p=4215#comment-22175</guid>
		<description>That&#039;s another way to look at it.

I&#039;d have to say that your family is lucky someone else is getting them gifts since they probably got your t-shirts the day you started your blog and don&#039;t need ANOTHER one. :)</description>
		<content:encoded><![CDATA[<p>That&#8217;s another way to look at it.</p>
<p>I&#8217;d have to say that your family is lucky someone else is getting them gifts since they probably got your t-shirts the day you started your blog and don&#8217;t need ANOTHER one. <img src='http://moneyning.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>By: MoneyNing</title>
		<link>http://moneyning.com/money-management/reducing-financial-stress-during-the-holidays/comment-page-1/#comment-22174</link>
		<dc:creator>MoneyNing</dc:creator>
		<pubDate>Wed, 09 Dec 2009 01:36:10 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/?p=4215#comment-22174</guid>
		<description>Ah.. I forgot about handmade gifts too :) My mom used to knit these beautiful sweaters for us when we were little. I miss that.</description>
		<content:encoded><![CDATA[<p>Ah.. I forgot about handmade gifts too <img src='http://moneyning.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' />  My mom used to knit these beautiful sweaters for us when we were little. I miss that.</p>
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		<title>By: Financial Samurai</title>
		<link>http://moneyning.com/money-management/reducing-financial-stress-during-the-holidays/comment-page-1/#comment-22172</link>
		<dc:creator>Financial Samurai</dc:creator>
		<pubDate>Tue, 08 Dec 2009 23:11:20 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/?p=4215#comment-22172</guid>
		<description>Hmm, I suppose that would be stressful.  25 gifts?  Wow.  That means you&#039;ll get a lot of gifts in return.  Sounds pretty equal to me. :)

Frankly, I&#039;m just going to get everybody these SWEET &quot;Financial Samurai - Slicing Through Money&#039;s Mysteries&quot; t-shirts and long sleeve shirts.  They&#039;re gonna accept them and love them. haha</description>
		<content:encoded><![CDATA[<p>Hmm, I suppose that would be stressful.  25 gifts?  Wow.  That means you&#8217;ll get a lot of gifts in return.  Sounds pretty equal to me. <img src='http://moneyning.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
<p>Frankly, I&#8217;m just going to get everybody these SWEET &#8220;Financial Samurai &#8211; Slicing Through Money&#8217;s Mysteries&#8221; t-shirts and long sleeve shirts.  They&#8217;re gonna accept them and love them. haha</p>
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		<title>By: John DeFlumeri Jr</title>
		<link>http://moneyning.com/money-management/reducing-financial-stress-during-the-holidays/comment-page-1/#comment-22171</link>
		<dc:creator>John DeFlumeri Jr</dc:creator>
		<pubDate>Tue, 08 Dec 2009 21:59:49 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/?p=4215#comment-22171</guid>
		<description>With the financial tightness, comes the embarrassment of the money restrictions, and you may not be as sociable as previously.  It adds up to a lot of pessimism and gloominess.

John DeFlumeri Jr</description>
		<content:encoded><![CDATA[<p>With the financial tightness, comes the embarrassment of the money restrictions, and you may not be as sociable as previously.  It adds up to a lot of pessimism and gloominess.</p>
<p>John DeFlumeri Jr</p>
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		<title>By: marci</title>
		<link>http://moneyning.com/money-management/reducing-financial-stress-during-the-holidays/comment-page-1/#comment-22170</link>
		<dc:creator>marci</dc:creator>
		<pubDate>Tue, 08 Dec 2009 21:51:05 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/?p=4215#comment-22170</guid>
		<description>I think part of the problem is &#039;expectations&#039; exceed reality.
There is not enough time nor money to meet everyone&#039;s wants/needs - 
so one has to be a little more realistic about expectations and what there is actually time for and money for.

For me - I get Thanksgiving Day off, Christmas Day off and New Year&#039;s Day off and all those withOUT pay.   I work the rest - and I work overtime every week.  Being a single person household, there is only so much time that can be devoted to the extra decorating, baking, visiting, etc. and still get the household chores done. 

I&#039;ve learned to be more realistic about how much &quot;free&quot; time I have and plan my holiday doing around that factor.       I learned a long time ago that I am not &quot;superwoman&quot; and I no longer try to be.   Much easier on me.</description>
		<content:encoded><![CDATA[<p>I think part of the problem is &#8216;expectations&#8217; exceed reality.<br />
There is not enough time nor money to meet everyone&#8217;s wants/needs &#8211;<br />
so one has to be a little more realistic about expectations and what there is actually time for and money for.</p>
<p>For me &#8211; I get Thanksgiving Day off, Christmas Day off and New Year&#8217;s Day off and all those withOUT pay.   I work the rest &#8211; and I work overtime every week.  Being a single person household, there is only so much time that can be devoted to the extra decorating, baking, visiting, etc. and still get the household chores done. </p>
<p>I&#8217;ve learned to be more realistic about how much &#8220;free&#8221; time I have and plan my holiday doing around that factor.       I learned a long time ago that I am not &#8220;superwoman&#8221; and I no longer try to be.   Much easier on me.</p>
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