I’m now running it in parallel with a new program like it on the web by someone else that does not use account numbers since it does not work with banks, at all. It simply works with only raw data you enter to handle your own personal budget. You enter purchase and withdrawal information manually in real time from anywhere at any time with any cell phone with Internet access.

I access it via a proprietary Android program called EEBA (Easy Envelope Budget Aid) that automatically syncronizes that information between one or more Android phones and that website. It allows a married couple with a shared budget to know how much is in any envelope of their budget at any given time, and thus prevents them from over spending.

Cheers.

John

In terms of tracking money, I like Mvelopes. You can use electronic envelopes (instead of physical) to manage your money. They work just like physical envelopes in that you can transfer money between them if needed.

I’ve got one savings account, but lots of different buckets of what I’m saving for monthly. For example, the twice yearly car insurance, yearly car registration, and car repair go in one bucket. Another is for yearly medical expenses. Another for my yearly bunny expenses. And so on. Along with my monthly expenses. That way I see how much I actually have for each bucket.

Mint’s another good tool that many people love.