Comments on: How to Not Worry About Money – Reader’s Take http://moneyning.com/money-beliefs/how-to-not-worry-about-money-readers-take/ A personal finance blog where we share insights on carefully saving money, investing, early retirement, mortgages, stocks because the little things matter in achieving financial freedom! Sat, 21 Nov 2009 02:16:11 -0800 http://wordpress.org/?v=2.8.6 hourly 1 By: Doonavon http://moneyning.com/money-beliefs/how-to-not-worry-about-money-readers-take/comment-page-1/#comment-19401 Doonavon Thu, 10 Sep 2009 19:37:22 +0000 http://moneyning.com/?p=3056#comment-19401 Another way to look at it is to calculate your expenses and income / bonuses / per month and chart out on a monthly basis how much you have left. that will trigger something in you to see your financial health. And then your internal engines will automatically work at increasing the balance per month figure because you want to be FREE! Another way to look at it is to calculate your expenses and income / bonuses / per month and chart out on a monthly basis how much you have left. that will trigger something in you to see your financial health. And then your internal engines will automatically work at increasing the balance per month figure because you want to be FREE!

]]> By: Robin Poulin http://moneyning.com/money-beliefs/how-to-not-worry-about-money-readers-take/comment-page-1/#comment-17710 Robin Poulin Thu, 30 Jul 2009 18:37:59 +0000 http://moneyning.com/?p=3056#comment-17710 These are all great ways to not worry. Worry only comes when you don't know what the situation is or when you're not prepared for it. So, like Melanie, I track my spending and have made a plan for what I want to do with my money. I use a budgeting program my husband created for this very reason. Money and debt really scared me when we first got married so my husband created CalendarBudget which gave me peace of mind. Now there's no question of how much money I have and I can see that and plan ahead to avoid debt for bills or big purchases. Now there's no fear/worries. I can with confidence make a decision on a purchase and know it's not going to put me in debt or if it is delay it/don't do it. Thanks for the ideas David and commenters! I think I need to try the meditation more too. These are all great ways to not worry. Worry only comes when you don’t know what the situation is or when you’re not prepared for it.
So, like Melanie, I track my spending and have made a plan for what I want to do with my money. I use a budgeting program my husband created for this very reason. Money and debt really scared me when we first got married so my husband created CalendarBudget which gave me peace of mind. Now there’s no question of how much money I have and I can see that and plan ahead to avoid debt for bills or big purchases. Now there’s no fear/worries. I can with confidence make a decision on a purchase and know it’s not going to put me in debt or if it is delay it/don’t do it.
Thanks for the ideas David and commenters! I think I need to try the meditation more too.

]]> By: Melanie http://moneyning.com/money-beliefs/how-to-not-worry-about-money-readers-take/comment-page-1/#comment-16697 Melanie Tue, 16 Jun 2009 16:43:39 +0000 http://moneyning.com/?p=3056#comment-16697 The main thing that helps me to stop worrying is to create a budget and track every thing that i spend, including the planned spending events (insurance, tax bill, etc). Sometimes i worry because i'm speculating about how much money things are costing or how much will be left at the end of the month, but if I can take a solid hour and sit down and look at where our accounts are situated and what we are planning on doing, i feel much better. having a plan is crucial! The main thing that helps me to stop worrying is to create a budget and track every thing that i spend, including the planned spending events (insurance, tax bill, etc).
Sometimes i worry because i’m speculating about how much money things are costing or how much will be left at the end of the month, but if I can take a solid hour and sit down and look at where our accounts are situated and what we are planning on doing, i feel much better.
having a plan is crucial!

]]> By: DDFD @ DivorcedDadFrugalDad http://moneyning.com/money-beliefs/how-to-not-worry-about-money-readers-take/comment-page-1/#comment-16691 DDFD @ DivorcedDadFrugalDad Tue, 16 Jun 2009 13:28:05 +0000 http://moneyning.com/?p=3056#comment-16691 You have layed a great foundation . . . adding kids into the mix will require adjustments, but you should transition better than most I suspect. A little worry never hurt anyone-- it keeps you on your toes. You have layed a great foundation . . . adding kids into the mix will require adjustments, but you should transition better than most I suspect.

A little worry never hurt anyone– it keeps you on your toes.

]]> By: JerryB http://moneyning.com/money-beliefs/how-to-not-worry-about-money-readers-take/comment-page-1/#comment-16601 JerryB Sat, 13 Jun 2009 14:01:24 +0000 http://moneyning.com/?p=3056#comment-16601 It's comforting to know that I control my finances and they don't control me. It’s comforting to know that I control my finances and they don’t control me.

]]> By: Debbie Lacy, MoneyMindful http://moneyning.com/money-beliefs/how-to-not-worry-about-money-readers-take/comment-page-1/#comment-16573 Debbie Lacy, MoneyMindful Fri, 12 Jun 2009 14:44:04 +0000 http://moneyning.com/?p=3056#comment-16573 I've learned that the more personal power I assert in my relationship with money, the less worry & anxiety I have about my finances. Pinpoint exactly what you're worrying about and then ask: Is there anything I'm doing or NOT doing that's contributing to my worries? If so, take one small action step to put yourself in the driver's seat in a positive way. Avoidance, denial, inaction... these all feed the worry monster! I’ve learned that the more personal power I assert in my relationship with money, the less worry & anxiety I have about my finances. Pinpoint exactly what you’re worrying about and then ask: Is there anything I’m doing or NOT doing that’s contributing to my worries? If so, take one small action step to put yourself in the driver’s seat in a positive way.

Avoidance, denial, inaction… these all feed the worry monster!

]]> By: Best Savings Account Girl http://moneyning.com/money-beliefs/how-to-not-worry-about-money-readers-take/comment-page-1/#comment-16566 Best Savings Account Girl Fri, 12 Jun 2009 00:26:16 +0000 http://moneyning.com/?p=3056#comment-16566 You can always meditate if you feel like you're overwhelmed. You can always meditate if you feel like you’re overwhelmed.

]]> By: Steve |MyWifeQuitHerJob http://moneyning.com/money-beliefs/how-to-not-worry-about-money-readers-take/comment-page-1/#comment-16564 Steve |MyWifeQuitHerJob Thu, 11 Jun 2009 22:24:11 +0000 http://moneyning.com/?p=3056#comment-16564 Hey David Were you reading my mind last night? This article and the one I just published carry the exact same message (though they are written in a different tone). It's all about building confidence in yourself. Cheers, Steve Hey David

Were you reading my mind last night? This article and the one I just published carry the exact same message (though they are written in a different tone). It’s all about building confidence in yourself.

Cheers,
Steve

]]> By: Fred Cash http://moneyning.com/money-beliefs/how-to-not-worry-about-money-readers-take/comment-page-1/#comment-16563 Fred Cash Thu, 11 Jun 2009 22:16:38 +0000 http://moneyning.com/?p=3056#comment-16563 Money comes and goes and in fact my mother-in-law says it best when she says "sometimes you have money, and sometimes you don't". I think this is a good way of looking at it and even people who make good money seem to get into situations where money is tight, and even people who don't have a lot of money seem to happy at times. It's just means that people who get caught up on money issues all the time are just spinning their wheels and stressing for things that they usually don't have any control over. As the deceased Christopher Wallace (Notorious BIG) would say, '"Mo money, mo problems". Money comes and goes and in fact my mother-in-law says it best when she says “sometimes you have money, and sometimes you don’t”. I think this is a good way of looking at it and even people who make good money seem to get into situations where money is tight, and even people who don’t have a lot of money seem to happy at times. It’s just means that people who get caught up on money issues all the time are just spinning their wheels and stressing for things that they usually don’t have any control over. As the deceased Christopher Wallace (Notorious BIG) would say, ‘”Mo money, mo problems”.

]]> By: marci http://moneyning.com/money-beliefs/how-to-not-worry-about-money-readers-take/comment-page-1/#comment-16560 marci Thu, 11 Jun 2009 20:16:03 +0000 http://moneyning.com/?p=3056#comment-16560 Keep reading and learning about money and how to make the money you have make more money for you. I never worry about making more money - nope - don't want more. What I do instead is find creative ways to get by without spending any money.... that's what jingles my bells :) The more I do for myself, the less money I need to spend, therefore the less I need to earn, therefore the less I need to work.... equals a semi-retired life 10 years early :) Once your house is paid for it takes very very little to actually get by! Keep reading and learning about money and how to make the money you have make more money for you.

I never worry about making more money – nope – don’t want more.
What I do instead is find creative ways to get by without spending any money…. that’s what jingles my bells :) The more I do for myself, the less money I need to spend, therefore the less I need to earn, therefore the less I need to work…. equals a semi-retired life 10 years early :)

Once your house is paid for it takes very very little to actually get by!

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