Comments on: 5 Surefire Ways to Stop Thinking Your Paycheck is Never Enough

By: Andrew @ Financial Services

Andrew @ Financial Services — Mon, 26 Oct 2009 17:30:03 +0000

Good read. Oftentimes people even go as far as to make cash loans just so they can buy their toys in order to not feel “left behind”.

By: Stock Investing Guru

Stock Investing Guru — Tue, 03 Feb 2009 23:05:00 +0000

A good rule of thumb is to just be blind to at least 10% of your monthly income and stash/invest it. Forget about it, you cannot go back to it. Leave it alone and let it grow!

By: Jules @ The Francophile Files

Jules @ The Francophile Files — Tue, 03 Feb 2009 17:24:21 +0000

Great article. The espresso – big cup versus little cup – example was brillant!

By: Jane

Jane — Thu, 15 Jan 2009 02:55:41 +0000

When I worked for a concrete company, the “blue collar” truck drivers made much more than us “white collar” office personnel. And that’s just the hourly wage and does not include all the overtime the drivers received.

By: Bec

Bec — Wed, 14 Jan 2009 21:05:42 +0000

Blue Collars smoke and drink. Yes, yes they do. but at least they WORK for their money to do so, otherwise they would not be labeled *bluecollars*. The white collars look down upon such people while in the same breath calling upon this same set of folks anytime their air conditioners, autos/suv’s, plumbing, satellite dishes, phones, etc. go out. Funny thing is, I personally know both sets and hands down the blues most often outflank the whites in terms of common sense and courtesy. I’m a pink color with a blue undertone, meaning that I don’t look down @ the blues while sitting in an office. The other thing I have witnessed is the FACT that a lot of blues make more money than the white collars looking down their noses at them as they repair the lighting or hvac or other needed service so the white collars can do their work.
Smoking and drinking are not appealing to me either, but you are correct in one thing: it is a choice. One that is quickly becoming extinct along with a whole host of other personal freedoms.

By: Money Beagle

Money Beagle — Sun, 11 Jan 2009 21:30:00 +0000

I think everybody is somewhat guilty of this at one time or another. I know that I am. I started off after college making $26,000 per year, and at various points have thought ‘how great things would be if I could just make xx’. Well, I’ve hit those goals many different times, but instead of being satisified, you move on to the next goal. I think, in a lot of ways, keeping a healthy dose of this attitude is good, because it keeps you motivated. But, you can’t let it consume you. Good post!

By: MoneyNing

MoneyNing — Sat, 10 Jan 2009 01:07:05 +0000

aj: It’s great that you don’t smoke or drink! Never mind the money but the health benefits too! I totally agree that in the end it’s just a matter of choice how everyone spends their money. There’s no reason why someone can live off $1,000 a month while another needs $4,000!

Patrick: I’m so glad you aren’t one of them, otherwise I would not have known you since you won’t blog about money!

By: Patrick

Patrick — Sat, 10 Jan 2009 00:48:02 +0000

Very true! I knew a lot of people (especially while I was in the military) who constantly lived beyond their means and often complained about it. Many were young single males who wanted to have everything at once – the car, the stereo, gaming system, big screen tv, etc. I saw a lot of young people get into financial trouble.

By: aj

aj — Wed, 07 Jan 2009 18:41:43 +0000

Drinking and Smoking! Who can afford those habits (or even more illicit ones?)
You see it the most in the more Blue Collar workers – the ones who are already barely making anything! To me those are a waste of money…I know there are negative health benefits too obviously, but more importantly to me is the fact that I do not want to be addicted – to be a slave to — habits like this that just suck the money out of my pockets faster than I can earn it. There have been too many people that I have worked with that constantly complain about not having money for something–even their kids Christmas– but still continue to buy their cigarettes by the carton every week! I see it as they are choosing to spend their money that way…cigarettes over whatever else…so stop complaining. I could never justify to myself spending $$ on an addiction therefore I do not have any! I am way to cheap!! Frugal, that is.

By: MoneyNing

MoneyNing — Tue, 06 Jan 2009 17:02:59 +0000

PennySeeds: Drinking is another one that I really don’t get. Every weekend, there’s some gathering and everyone gets drunk and spends $20, $30 outside just to get a hang over the next day!