Comments on: When to Splurge, When to Spend, When Do I Decide When http://moneyning.com/life-style/when-to-splurge-when-to-spend-when-do-i-decide-when/ A personal finance blog where we share insights on carefully saving money, investing, early retirement, mortgages, stocks because the little things matter in achieving financial freedom! Sat, 21 Nov 2009 08:01:45 -0800 http://wordpress.org/?v=2.8.6 hourly 1 By: Slinky http://moneyning.com/life-style/when-to-splurge-when-to-spend-when-do-i-decide-when/comment-page-1/#comment-8589 Slinky Tue, 12 Aug 2008 23:01:37 +0000 http://moneyning.com/?p=1106#comment-8589 Nice post. I always say that you can feel free to splurge without guilt when you <i>know</i> that you are on track to meet all of your goals. If you're saving enough that you know you'll retire when you want to and get that awesome house you want, then spend the rest on whatever you like. I try to plan my purchases rather than just splurge though. I usually end up happier with them in the end. Nice post. I always say that you can feel free to splurge without guilt when you know that you are on track to meet all of your goals. If you’re saving enough that you know you’ll retire when you want to and get that awesome house you want, then spend the rest on whatever you like.

I try to plan my purchases rather than just splurge though. I usually end up happier with them in the end.

]]> By: hank http://moneyning.com/life-style/when-to-splurge-when-to-spend-when-do-i-decide-when/comment-page-1/#comment-8587 hank Tue, 12 Aug 2008 22:37:17 +0000 http://moneyning.com/?p=1106#comment-8587 I think you hit it on the head with "We Cannot Save the Earth but We Can Save for One" - I am actually a very good spender. I don't starve myself, nor do I splurge. I make enough that it isn't difficult to save, but find myself helping my wife with the urge to spend. :) In the end it is really about living within your means I think and being comfortable there... I think you hit it on the head with “We Cannot Save the Earth but We Can Save for One” – I am actually a very good spender. I don’t starve myself, nor do I splurge. I make enough that it isn’t difficult to save, but find myself helping my wife with the urge to spend. :)

In the end it is really about living within your means I think and being comfortable there…

]]> By: Magnesium http://moneyning.com/life-style/when-to-splurge-when-to-spend-when-do-i-decide-when/comment-page-1/#comment-8472 Magnesium Sat, 09 Aug 2008 09:58:41 +0000 http://moneyning.com/?p=1106#comment-8472 I always try to get read from my habit to buy the majority of things on impulse but as usually I just fail and buy again and again I always try to get read from my habit to buy the majority of things on impulse but as usually I just fail and buy again and again

]]> By: Cahya http://moneyning.com/life-style/when-to-splurge-when-to-spend-when-do-i-decide-when/comment-page-1/#comment-8470 Cahya Sat, 09 Aug 2008 03:42:35 +0000 http://moneyning.com/?p=1106#comment-8470 Nice to see your blog. Nice to see your blog.

]]> By: MoneyNing http://moneyning.com/life-style/when-to-splurge-when-to-spend-when-do-i-decide-when/comment-page-1/#comment-8430 MoneyNing Fri, 08 Aug 2008 02:43:59 +0000 http://moneyning.com/?p=1106#comment-8430 UH2L: Planning on purchase is an important one because we often overspend because of impulse buys! I would imagine that my expenses would be much lower if I never bought anything on impulse. UH2L: Planning on purchase is an important one because we often overspend because of impulse buys!

I would imagine that my expenses would be much lower if I never bought anything on impulse.

]]> By: UH2L http://moneyning.com/life-style/when-to-splurge-when-to-spend-when-do-i-decide-when/comment-page-1/#comment-8412 UH2L Thu, 07 Aug 2008 17:43:00 +0000 http://moneyning.com/?p=1106#comment-8412 The key is to plan out purchases and only buy when you really want or need something instead of just buying things on a whim. And the other important part is to track spending and savings so that you realize if you've been spending beyond your means recently or if your savings account needs some recovery time. Once you've decided to buy something, then I say it's important to perhaps spend a little bit more on what you really want. This way, you're happier for longer and won't want something else to replace it sooner. In 1997, I leased a Saab which was somewhat beyond my means, but I fell in love with the car and bought it at end of lease. It has been reliable and I still like because it still drives very well, so I'm less inclined to replace it with another vehicle. UH2L www.thingsivenoticed.com The key is to plan out purchases and only buy when you really want or need something instead of just buying things on a whim. And the other important part is to track spending and savings so that you realize if you’ve been spending beyond your means recently or if your savings account needs some recovery time.

Once you’ve decided to buy something, then I say it’s important to perhaps spend a little bit more on what you really want. This way, you’re happier for longer and won’t want something else to replace it sooner.

In 1997, I leased a Saab which was somewhat beyond my means, but I fell in love with the car and bought it at end of lease. It has been reliable and I still like because it still drives very well, so I’m less inclined to replace it with another vehicle.

UH2L
http://www.thingsivenoticed.com

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