Comments on: Self Discovery – My Own Buying Habits http://moneyning.com/life-style/self-discovery-my-own-buying-habits/ A personal finance blog where we share insights on carefully saving money, investing, frugal living, coupons, promo codes because the little things matter in achieving financial freedom! Sun, 21 Mar 2010 14:01:20 -0700 http://wordpress.org/?v=2.9.2 hourly 1 By: Slinky http://moneyning.com/life-style/self-discovery-my-own-buying-habits/comment-page-1/#comment-11190 Slinky Tue, 21 Oct 2008 22:49:09 +0000 http://moneyning.com/?p=1478#comment-11190 I definitely do this too. I was trying to think of something I won't spend extra on, and I couldn't really think of anything. However, I usually know what I want, and I won't buy if it isn't what I want. I also think about and plan most of my purchases so I don't buy a lot of things I don't really use. That being the case, I can't really regret buying nice versions of things that I use. It would be another story if I bought a ton of expensive stuff I just didn't use. My two best examples are jeans and my car. I can not for the life of me find jeans that fit me for under $50. Sure, there's plenty that fit my waist, or height or hips, but never all three! So I will gladly spend $50 - $150 on a pair of jeans. (I will gladly revise this should I ever find an inexpensive pair that actually fit.) I also inherit my mother's and older brother's love of nice cars/bikes and driving. So when my hand me down college beater died, I bought the model I wanted in the color I wanted with the options I wanted instead of a sensible slightly used car in white (I hate white cars so much!) I definitely do this too. I was trying to think of something I won’t spend extra on, and I couldn’t really think of anything. However, I usually know what I want, and I won’t buy if it isn’t what I want. I also think about and plan most of my purchases so I don’t buy a lot of things I don’t really use. That being the case, I can’t really regret buying nice versions of things that I use. It would be another story if I bought a ton of expensive stuff I just didn’t use.

My two best examples are jeans and my car. I can not for the life of me find jeans that fit me for under $50. Sure, there’s plenty that fit my waist, or height or hips, but never all three! So I will gladly spend $50 – $150 on a pair of jeans. (I will gladly revise this should I ever find an inexpensive pair that actually fit.)

I also inherit my mother’s and older brother’s love of nice cars/bikes and driving. So when my hand me down college beater died, I bought the model I wanted in the color I wanted with the options I wanted instead of a sensible slightly used car in white (I hate white cars so much!)

]]> By: Jane http://moneyning.com/life-style/self-discovery-my-own-buying-habits/comment-page-1/#comment-11028 Jane Thu, 16 Oct 2008 16:42:13 +0000 http://moneyning.com/?p=1478#comment-11028 In the past, my problem has been that I'll be frugal for weeks or months, then blow it on something I "needed" to have. In reality it was a want. In fact it wasn't even a real want - impulse buy was more like it. A friend of mine believes what's $20 more. But those $20's add up. I'm trying to merge his thinking with my past thinking and come up with a better way. In the past, my problem has been that I’ll be frugal for weeks or months, then blow it on something I “needed” to have. In reality it was a want. In fact it wasn’t even a real want – impulse buy was more like it.

A friend of mine believes what’s $20 more. But those $20’s add up.

I’m trying to merge his thinking with my past thinking and come up with a better way.

]]> By: marci http://moneyning.com/life-style/self-discovery-my-own-buying-habits/comment-page-1/#comment-11026 marci Thu, 16 Oct 2008 15:30:09 +0000 http://moneyning.com/?p=1478#comment-11026 I understand the meal scenario - you are going for th experience and should enjoy it fully. But about the other, I think I have the opposite problem. I will decide to buy something for $20 and end up finding something utilitarian for $4.... Once I have found that less expensive version, I really have a problem buying the more expensive version.... Rarely can I force myself to even do it! To me it's usually all about that bottom line figure. The exception to that would be books... they are my downfall - but I luv 'em! Lately I've been on a gardening/edible landscaping bend...so those are what are showing up now :) All non-fiction. And yes, I use my library 3 or 4 times a week - but these are some I read and then just have to have!!! go figure! I understand the meal scenario – you are going for th experience and should enjoy it fully.

But about the other, I think I have the opposite problem. I will decide to buy something for $20 and end up finding something utilitarian for $4…. Once I have found that less expensive version, I really have a problem buying the more expensive version…. Rarely can I force myself to even do it! To me it’s usually all about that bottom line figure.

The exception to that would be books… they are my downfall – but I luv ‘em!
Lately I’ve been on a gardening/edible landscaping bend…so those are what are showing up now :) All non-fiction. And yes, I use my library 3 or 4 times a week – but these are some I read and then just have to have!!! go figure!

]]> By: Uncle Buck http://moneyning.com/life-style/self-discovery-my-own-buying-habits/comment-page-1/#comment-11023 Uncle Buck Thu, 16 Oct 2008 10:18:18 +0000 http://moneyning.com/?p=1478#comment-11023 I am totally like you. I don't think that holding back on what you want is the answer. Sure you should always buy what you need first but you need to live. Do what you love on payday! You can't take your cash with you when you go. I am totally like you. I don’t think that holding back on what you want is the answer. Sure you should always buy what you need first but you need to live.

Do what you love on payday! You can’t take your cash with you when you go.

]]> By: Business Gifts http://moneyning.com/life-style/self-discovery-my-own-buying-habits/comment-page-1/#comment-11017 Business Gifts Thu, 16 Oct 2008 09:22:54 +0000 http://moneyning.com/?p=1478#comment-11017 I love your fathers restaraunts Quote. I think I have a similar philosophy to this without realiazing. I estimate what the top end of the price could be, and then see if I can afford it. If not I won't go. If I can you can generally get what you want, and it will probably work out cheaper anyway. I love your fathers restaraunts Quote. I think I have a similar philosophy to this without realiazing. I estimate what the top end of the price could be, and then see if I can afford it. If not I won’t go. If I can you can generally get what you want, and it will probably work out cheaper anyway.

]]> By: Dominique http://moneyning.com/life-style/self-discovery-my-own-buying-habits/comment-page-1/#comment-10998 Dominique Thu, 16 Oct 2008 03:35:10 +0000 http://moneyning.com/?p=1478#comment-10998 I think it all boils down between whether you are able to be disciplined enough to distinguish between needs/wants and desires. Well personally speaking I sometimes do indulge in the more expensive cuts of meats/fish as I do want to give the kids the best food with our grocery funds. I think it all boils down between whether you are able to be disciplined enough to distinguish between needs/wants and desires. Well personally speaking I sometimes do indulge in the more expensive cuts of meats/fish as I do want to give the kids the best food with our grocery funds.

]]> By: Mike Huang http://moneyning.com/life-style/self-discovery-my-own-buying-habits/comment-page-1/#comment-10958 Mike Huang Wed, 15 Oct 2008 19:58:47 +0000 http://moneyning.com/?p=1478#comment-10958 I believe it's still early for a lot of people. If you haven't realized, bloggers are now mostly all under the age of 20 :P . Only time will tell. -Mike I believe it’s still early for a lot of people. If you haven’t realized, bloggers are now mostly all under the age of 20 :P . Only time will tell.

-Mike

]]> By: No Debt Plan http://moneyning.com/life-style/self-discovery-my-own-buying-habits/comment-page-1/#comment-10946 No Debt Plan Wed, 15 Oct 2008 18:15:40 +0000 http://moneyning.com/?p=1478#comment-10946 What some people do, myself included occasionally, is find their "thing" that they love. Then they go high quality for that "thing" (TV, car, computer, book collection, etc.) You can't live 100% frugally all of the time, at least not that I can see. What some people do, myself included occasionally, is find their “thing” that they love. Then they go high quality for that “thing” (TV, car, computer, book collection, etc.)

You can’t live 100% frugally all of the time, at least not that I can see.

]]> By: Kevin Wright http://moneyning.com/life-style/self-discovery-my-own-buying-habits/comment-page-1/#comment-10939 Kevin Wright Wed, 15 Oct 2008 17:31:07 +0000 http://moneyning.com/?p=1478#comment-10939 I kind of do the same thing, but I think it can be a problem. This really does come down to personal choice, but I have had to stop and think, is it not just balancing itself out by not buying the gum all the time but going ahead and buying the $15 steak? Why not cut down on both a bit. Of course, if you are comfortable with your current state and progress, it really doesn't matter. You have no desire or any real need to change. I kind of do the same thing, but I think it can be a problem. This really does come down to personal choice, but I have had to stop and think, is it not just balancing itself out by not buying the gum all the time but going ahead and buying the $15 steak? Why not cut down on both a bit.

Of course, if you are comfortable with your current state and progress, it really doesn’t matter. You have no desire or any real need to change.

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