Asset Class Performance

by MoneyNing

Residential Real Estate Stocks Bonds Treasury Bills
5 Years 1.39% 6.97% 2.91% 3.01%
10 Years 1.28% 6.91% 2.75% 2.85%
20 Years 1.25% 6.67% 2.54% 2.65%
30 Years 1.36% 6.59% 2.34% 2.47%

The above chart shows the average annual return after adjusting for inflation for the different asset classes in any 5-year, 10-year, 20-years, and 30-year time frame going back in time to year 1835.

This is a very interesting chart because it clearly shows that residential real estate is not a good investment compared to stocks (or even bonds or treasury bills for that matter) unlike popular believe. Of course, this chart doesn?? take into consideration that you don?? have to pay rent while living in a house, that you can leverage by buying more ??ouse??than you have cash for by taking out a mortgage, and the fact that the mortgage interest is tax deductible.

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{ 2 comments… read them below or add one }

limeade April 7, 2007 at 12:03 am

It’s important that you remembered the power of leverage with real estate. If you put down 10%, you can multiply the return by 10 because you’re leveraging 10 times your money. This is why real estate is such a great investment which I talk about here.

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MyOwnMillions April 7, 2007 at 8:36 am

Limeade,

That’s a great reminder about the power of leverage. I would caution the use of borrowed money since it multiplies your risk of losing your capital (in which case for real estate its minimal as long as you are not over exposing yourself by buying too many homes)

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