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	<title>Comments on: What Drives You to Be Frugal</title>
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	<link>http://moneyning.com/frugality/what-drives-you-to-be-frugal/</link>
	<description>A personal finance blog where we share insights on carefully saving money, investing, early retirement, mortgages, stocks because the little things matter in achieving financial freedom!</description>
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		<title>By: The Arabic Student</title>
		<link>http://moneyning.com/frugality/what-drives-you-to-be-frugal/comment-page-1/#comment-15951</link>
		<dc:creator>The Arabic Student</dc:creator>
		<pubDate>Thu, 14 May 2009 02:19:14 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/?p=2816#comment-15951</guid>
		<description>The reason I&#039;m frugal is because I reaaaally hate having a job.  Having to wake up at 6am 5 days a week and spend 8hrs doing something I don&#039;t want to do is not how I want to spend my life any longer than I absolutely have to.  The more money I save the less I have to work and the quicker I can retire.</description>
		<content:encoded><![CDATA[<p>The reason I&#8217;m frugal is because I reaaaally hate having a job.  Having to wake up at 6am 5 days a week and spend 8hrs doing something I don&#8217;t want to do is not how I want to spend my life any longer than I absolutely have to.  The more money I save the less I have to work and the quicker I can retire.</p>
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		<title>By: Debbie</title>
		<link>http://moneyning.com/frugality/what-drives-you-to-be-frugal/comment-page-1/#comment-15570</link>
		<dc:creator>Debbie</dc:creator>
		<pubDate>Sun, 26 Apr 2009 15:24:12 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/?p=2816#comment-15570</guid>
		<description>I started being frugal about a year ago.  I realized that all the stuff we were filling our house up with was just causing me more work to keep it clean and put away when not in use.

I was also bored, if I&#039;m being totally honest.  Trying to be frugal was like a game at first.  Now that I&#039;ve become jobless (not to worry hubby is still employed and doing well), I find that being frugal gives me something to do while I&#039;m home and I find myself returning to a life I remember growing up.  I am a lot more relaxed now and my husband commented that he&#039;s noticed that we have been getting along a lot better now too.  

Maybe being frugal and a SAHM really is good and not as scarey as I once thought.</description>
		<content:encoded><![CDATA[<p>I started being frugal about a year ago.  I realized that all the stuff we were filling our house up with was just causing me more work to keep it clean and put away when not in use.</p>
<p>I was also bored, if I&#8217;m being totally honest.  Trying to be frugal was like a game at first.  Now that I&#8217;ve become jobless (not to worry hubby is still employed and doing well), I find that being frugal gives me something to do while I&#8217;m home and I find myself returning to a life I remember growing up.  I am a lot more relaxed now and my husband commented that he&#8217;s noticed that we have been getting along a lot better now too.  </p>
<p>Maybe being frugal and a SAHM really is good and not as scarey as I once thought.</p>
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		<title>By: Jerry</title>
		<link>http://moneyning.com/frugality/what-drives-you-to-be-frugal/comment-page-1/#comment-15560</link>
		<dc:creator>Jerry</dc:creator>
		<pubDate>Sat, 25 Apr 2009 11:38:38 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/?p=2816#comment-15560</guid>
		<description>We are frugal and my wife is frugal because we have goals that we want to reach.  Living frugally  is our insurance that we can meet and surpass the goals that we have put forth.  If living on less leads us to buy less &quot;stuff&quot;  then so be it.
Jerry</description>
		<content:encoded><![CDATA[<p>We are frugal and my wife is frugal because we have goals that we want to reach.  Living frugally  is our insurance that we can meet and surpass the goals that we have put forth.  If living on less leads us to buy less &#8220;stuff&#8221;  then so be it.<br />
Jerry</p>
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		<title>By: MoneyEnergy</title>
		<link>http://moneyning.com/frugality/what-drives-you-to-be-frugal/comment-page-1/#comment-15554</link>
		<dc:creator>MoneyEnergy</dc:creator>
		<pubDate>Sat, 25 Apr 2009 02:45:27 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/?p=2816#comment-15554</guid>
		<description>I could do a lot better at being frugal.  I don&#039;t like having lots of &quot;things&quot; either.  It&#039;s easier to think and work when you have lots of space to do it in.  Plus, you have to take care of all these things you buy, too.  My main weakness here is books.</description>
		<content:encoded><![CDATA[<p>I could do a lot better at being frugal.  I don&#8217;t like having lots of &#8220;things&#8221; either.  It&#8217;s easier to think and work when you have lots of space to do it in.  Plus, you have to take care of all these things you buy, too.  My main weakness here is books.</p>
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		<title>By: That One Caveman</title>
		<link>http://moneyning.com/frugality/what-drives-you-to-be-frugal/comment-page-1/#comment-15544</link>
		<dc:creator>That One Caveman</dc:creator>
		<pubDate>Fri, 24 Apr 2009 03:03:52 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/?p=2816#comment-15544</guid>
		<description>That&#039;s kinda funny because I wrote about this same thing on Monday.  I&#039;m frugal because I want to get the most value out of every dollar that leaves my wallet.  That means I don&#039;t necessarily buy the cheapest things if the cost of repeated replacement would be more than a better quality item and I make do with what I have as long as I can.</description>
		<content:encoded><![CDATA[<p>That&#8217;s kinda funny because I wrote about this same thing on Monday.  I&#8217;m frugal because I want to get the most value out of every dollar that leaves my wallet.  That means I don&#8217;t necessarily buy the cheapest things if the cost of repeated replacement would be more than a better quality item and I make do with what I have as long as I can.</p>
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		<title>By: Betsy Bargain</title>
		<link>http://moneyning.com/frugality/what-drives-you-to-be-frugal/comment-page-1/#comment-15541</link>
		<dc:creator>Betsy Bargain</dc:creator>
		<pubDate>Fri, 24 Apr 2009 02:23:35 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/?p=2816#comment-15541</guid>
		<description>I guess I started out being frugal because it was a necessity - we were poor when I was growing up.   Now, I would feel silly not being frugal.  I would hate to use more than I need, buy new when I could buy used, pay more for something than I had to, or not make something last as long as possible by fixing it rather than getting a new one.  I hate waste.  I also hate clutter, and don&#039;t see the need to own a lot of things like books or movies, that I could just as easily borrow.</description>
		<content:encoded><![CDATA[<p>I guess I started out being frugal because it was a necessity &#8211; we were poor when I was growing up.   Now, I would feel silly not being frugal.  I would hate to use more than I need, buy new when I could buy used, pay more for something than I had to, or not make something last as long as possible by fixing it rather than getting a new one.  I hate waste.  I also hate clutter, and don&#8217;t see the need to own a lot of things like books or movies, that I could just as easily borrow.</p>
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		<title>By: Christy</title>
		<link>http://moneyning.com/frugality/what-drives-you-to-be-frugal/comment-page-1/#comment-15538</link>
		<dc:creator>Christy</dc:creator>
		<pubDate>Thu, 23 Apr 2009 23:36:05 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/?p=2816#comment-15538</guid>
		<description>I am frugal in spurts, and here and there like the commentor above, there are some things that are worth splurging on. But it is certainly &quot;fun&quot; to be frugal most of the time. I play a game in my mind how frugal can I be. Thanks for the great post.</description>
		<content:encoded><![CDATA[<p>I am frugal in spurts, and here and there like the commentor above, there are some things that are worth splurging on. But it is certainly &#8220;fun&#8221; to be frugal most of the time. I play a game in my mind how frugal can I be. Thanks for the great post.</p>
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		<title>By: rstlne</title>
		<link>http://moneyning.com/frugality/what-drives-you-to-be-frugal/comment-page-1/#comment-15534</link>
		<dc:creator>rstlne</dc:creator>
		<pubDate>Thu, 23 Apr 2009 17:18:56 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/?p=2816#comment-15534</guid>
		<description>I got tired of buying stuff because of clutter and as I get older, less and less of the merchandise out there interests me anyway. Now, I&#039;m slowly using up or giving away what I have collected.</description>
		<content:encoded><![CDATA[<p>I got tired of buying stuff because of clutter and as I get older, less and less of the merchandise out there interests me anyway. Now, I&#8217;m slowly using up or giving away what I have collected.</p>
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		<title>By: marci</title>
		<link>http://moneyning.com/frugality/what-drives-you-to-be-frugal/comment-page-1/#comment-15533</link>
		<dc:creator>marci</dc:creator>
		<pubDate>Thu, 23 Apr 2009 16:35:55 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/?p=2816#comment-15533</guid>
		<description>If I spend money, it is not just my money I am spending, but my time.
The time it took to earn that money, and the interest that money could earn over time. 

Therefore, I need to know that what I am spending on is worth the time it took out of my life for me to earn the money for it.   Somethings are just not worth the trade off in my life blood.     I just have NO desire for them to start with, and see no need and no want for them.      I live fairly simply, because that&#039;s what makes me comfortable and content and even happy.       

I do not have time to fully use all the things I have now and all the books I have not read and all the projects I have not started let alone finished and not enough time for all my grandkids nor for all I want to do.... so why would I want to waste any of my time on useless trivial pursuits that would take my time away plus the time already spent to earn the money? 

However, there are things I do not hesitate one moment to buy - such as a vacation to FL to visit my Mom and siblings.  Well worth the money and the time it took to earn it.  Precious memories.     New waders for clam digging when the old ones wear out. (unless I can find them at a garage sale)   New line for my fishing pole.  Etc.   What I am buying HAS to be worth my life blood or I will NOT spend the money on it.   That&#039;s the way I figure it :)</description>
		<content:encoded><![CDATA[<p>If I spend money, it is not just my money I am spending, but my time.<br />
The time it took to earn that money, and the interest that money could earn over time. </p>
<p>Therefore, I need to know that what I am spending on is worth the time it took out of my life for me to earn the money for it.   Somethings are just not worth the trade off in my life blood.     I just have NO desire for them to start with, and see no need and no want for them.      I live fairly simply, because that&#8217;s what makes me comfortable and content and even happy.       </p>
<p>I do not have time to fully use all the things I have now and all the books I have not read and all the projects I have not started let alone finished and not enough time for all my grandkids nor for all I want to do&#8230;. so why would I want to waste any of my time on useless trivial pursuits that would take my time away plus the time already spent to earn the money? </p>
<p>However, there are things I do not hesitate one moment to buy &#8211; such as a vacation to FL to visit my Mom and siblings.  Well worth the money and the time it took to earn it.  Precious memories.     New waders for clam digging when the old ones wear out. (unless I can find them at a garage sale)   New line for my fishing pole.  Etc.   What I am buying HAS to be worth my life blood or I will NOT spend the money on it.   That&#8217;s the way I figure it <img src='http://moneyning.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>By: tom</title>
		<link>http://moneyning.com/frugality/what-drives-you-to-be-frugal/comment-page-1/#comment-15532</link>
		<dc:creator>tom</dc:creator>
		<pubDate>Thu, 23 Apr 2009 16:17:36 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/?p=2816#comment-15532</guid>
		<description>Agreed, I also, don&#039;t need all this &quot;stuff&quot;. It is nice to have it but there is a time and place for it.
Also, if you want to get somewhere, let&#039;s start with the basic needs for survival and go from there.</description>
		<content:encoded><![CDATA[<p>Agreed, I also, don&#8217;t need all this &#8220;stuff&#8221;. It is nice to have it but there is a time and place for it.<br />
Also, if you want to get somewhere, let&#8217;s start with the basic needs for survival and go from there.</p>
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