Comments on: Tips on Budget Planning and Saving Money

By: Dollars Not Debt

Dollars Not Debt — Sat, 22 Jan 2011 05:02:43 +0000

I have been following Dave Ramsey’s plan for about 2 years and I will be 100% debt free in August of 2012. House and everything. The plan works–but only if you are focused and have self-control. I will have paid off a total of $100K in the four years. I talk about my path to debt freedom in my blog.

Dollars Not Debt

By: Richard Cox

Richard Cox — Sun, 27 Jun 2010 21:51:29 +0000

I found this article usueful especially the budgeting tips. Just to add my thoughts about the lunch thing….. I make my own lunch most days and it saves a bundle, all these little sacrifices to add up in the long run.

By: Andrew @ Financial Services

Andrew @ Financial Services — Wed, 11 Nov 2009 14:19:58 +0000

Bringing your own food to work is definitely a fast cash saver (not unless work provides you with free food). Great tips, I’m sure anyone who follows these will surely see a tangible improvement on their savings.

By: Debt Consolidation Regina

Debt Consolidation Regina — Fri, 26 Jun 2009 18:15:19 +0000

This is great article enlisting some of the basic points each individual should keep in mind while tracking their budget. Nowadays, there are many online personal finance tools that can help people track their daily expenses and get a better idea about their savings.

By: deannashea

deannashea — Fri, 17 Oct 2008 05:24:29 +0000

These are all very helpful. Thanks. By the way, just wanna add up something. It is also very important that we become very keen with the costs that phone companies are charging us. Using free directory assistance can help us cut off those charges. You can try 1-800-411-SAVE. It’s absolutely free. They have live and friendly agents that give out very accurate phone listings. You won’t regret trying it. You can save more than a dollar per call.. Imagine how much you can keep. Remember the number 1-800-411-7283.

By: luz

luz — Mon, 05 May 2008 13:18:09 +0000

I agree with those you mentioned above because you can easily track back with your expenses for the month.

By: Asia'h Epperson

Asia'h Epperson — Sun, 27 Apr 2008 17:34:56 +0000

My kids use to leave the lights on all the time and I’d go along behind them turning them off. No matter what punishment they received, they just couldn’t seem to “remember” to turn out the lights (and turn off the water). That is, until I started deducted money from their allowance each time they left the lights on or the water running.

Funny, they have no problem remembering now.

By: Ann

Ann — Sat, 26 Apr 2008 17:48:17 +0000

At one time, I was almost OCD about menu planning and grocery shopping lists. I’ve slacked off that but really need to be back in the habit again. I have a great little shopping list program on my computer that keeps a running tally of the items on my “to get” list so I know when I’m reaching my grocery shopping limit.

By: Kacper

Kacper — Sat, 26 Apr 2008 17:09:50 +0000

Recently I started bringing own lunch to work. So far I have great results – save quite some money, if you summurize for longer period of time.

By: Mike Huang

Mike Huang — Sat, 26 Apr 2008 00:36:48 +0000

I personally think it is difficult to shop at warehouses or outlets. They’re usually very far from home and they sell in bulk. I know you mentioned that you can split the bulk items, but it isn’t that easy

-Mike