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	<title>Comments on: Stop Thinking About True Value and Just Buy What You Need</title>
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	<link>http://moneyning.com/frugality/stop-thinking-about-true-value-and-just-buy-what-you-need/</link>
	<description>A personal finance blog where we share insights on carefully saving money, investing, frugal living, coupons, promo codes because the little things matter in achieving financial freedom!</description>
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		<title>By: Witty Artist</title>
		<link>http://moneyning.com/frugality/stop-thinking-about-true-value-and-just-buy-what-you-need/comment-page-1/#comment-51471</link>
		<dc:creator>Witty Artist</dc:creator>
		<pubDate>Mon, 19 Sep 2011 09:23:52 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/?p=2283#comment-51471</guid>
		<description>Like you&#039;ve said, the most important before going shopping is to know exactly what one&#039;s want. Put down the budget and the features you want to find on your product. And another important aspect (maybe even more important) is to 
know how stick to your choice and not give in to the temptation of buying something more sophisticated just because is more shiny or it has a special color or something.</description>
		<content:encoded><![CDATA[<p>Like you&#8217;ve said, the most important before going shopping is to know exactly what one&#8217;s want. Put down the budget and the features you want to find on your product. And another important aspect (maybe even more important) is to<br />
know how stick to your choice and not give in to the temptation of buying something more sophisticated just because is more shiny or it has a special color or something.</p>
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		<title>By: Matt</title>
		<link>http://moneyning.com/frugality/stop-thinking-about-true-value-and-just-buy-what-you-need/comment-page-1/#comment-13834</link>
		<dc:creator>Matt</dc:creator>
		<pubDate>Wed, 18 Feb 2009 17:14:18 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/?p=2283#comment-13834</guid>
		<description>The worst part is realizing that you didn&#039;t need the latest and greatest after the fact. I&#039;ve done this more than once and I kick myself in the butt after the purchase has made it home. I&#039;ve started really questioning why I was making a purchase and the larger it was the more I questioned my motives. Good post.</description>
		<content:encoded><![CDATA[<p>The worst part is realizing that you didn&#8217;t need the latest and greatest after the fact. I&#8217;ve done this more than once and I kick myself in the butt after the purchase has made it home. I&#8217;ve started really questioning why I was making a purchase and the larger it was the more I questioned my motives. Good post.</p>
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		<title>By: Andy @ Retire at 40</title>
		<link>http://moneyning.com/frugality/stop-thinking-about-true-value-and-just-buy-what-you-need/comment-page-1/#comment-13770</link>
		<dc:creator>Andy @ Retire at 40</dc:creator>
		<pubDate>Mon, 16 Feb 2009 09:44:43 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/?p=2283#comment-13770</guid>
		<description>True, there are many ways we decide to spend more once we&#039;ve entered the shop, when in fact all we really want is to keep food at or below a certain temperature. I guess planning and deciding on features before you go shopping is the best way to do it.</description>
		<content:encoded><![CDATA[<p>True, there are many ways we decide to spend more once we&#8217;ve entered the shop, when in fact all we really want is to keep food at or below a certain temperature. I guess planning and deciding on features before you go shopping is the best way to do it.</p>
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		<title>By: Win Free Stuff</title>
		<link>http://moneyning.com/frugality/stop-thinking-about-true-value-and-just-buy-what-you-need/comment-page-1/#comment-13719</link>
		<dc:creator>Win Free Stuff</dc:creator>
		<pubDate>Fri, 13 Feb 2009 23:51:43 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/?p=2283#comment-13719</guid>
		<description>The best thing that has happened to me is finding those deal forums online, which saves me a lot of money. I purchased a laptop for my wife that is PACKED with features, but hey, technology moves so quick that it would pay for itself after 5-10 years of using it.

-Mike</description>
		<content:encoded><![CDATA[<p>The best thing that has happened to me is finding those deal forums online, which saves me a lot of money. I purchased a laptop for my wife that is PACKED with features, but hey, technology moves so quick that it would pay for itself after 5-10 years of using it.</p>
<p>-Mike</p>
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		<title>By: Pev</title>
		<link>http://moneyning.com/frugality/stop-thinking-about-true-value-and-just-buy-what-you-need/comment-page-1/#comment-13641</link>
		<dc:creator>Pev</dc:creator>
		<pubDate>Tue, 10 Feb 2009 21:00:21 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/?p=2283#comment-13641</guid>
		<description>Very true, I hate it when I go to buy something and the sales person is trying to advertise the add on stuff. I&#039;m also a sucker and don&#039;t know how to say &quot;NO.&quot; So now I just avoid going to the store all together and just do the homework and order online - which has been working very well. :)</description>
		<content:encoded><![CDATA[<p>Very true, I hate it when I go to buy something and the sales person is trying to advertise the add on stuff. I&#8217;m also a sucker and don&#8217;t know how to say &#8220;NO.&#8221; So now I just avoid going to the store all together and just do the homework and order online &#8211; which has been working very well. <img src='http://moneyning.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>By: Craig</title>
		<link>http://moneyning.com/frugality/stop-thinking-about-true-value-and-just-buy-what-you-need/comment-page-1/#comment-13640</link>
		<dc:creator>Craig</dc:creator>
		<pubDate>Tue, 10 Feb 2009 20:24:26 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/?p=2283#comment-13640</guid>
		<description>The great thing about the internet is that a consumer should never go into a store to purchase a big pricey item again without having done some prior research.  They shouldn&#039;t be sold on a product, they should walk in knowing exactly what they want.  They can do research, get numbers, recommendations.  I did this when buying my TV, any other big purchase should be the same way.</description>
		<content:encoded><![CDATA[<p>The great thing about the internet is that a consumer should never go into a store to purchase a big pricey item again without having done some prior research.  They shouldn&#8217;t be sold on a product, they should walk in knowing exactly what they want.  They can do research, get numbers, recommendations.  I did this when buying my TV, any other big purchase should be the same way.</p>
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		<title>By: Jules @ Lovely Las Vegas</title>
		<link>http://moneyning.com/frugality/stop-thinking-about-true-value-and-just-buy-what-you-need/comment-page-1/#comment-13637</link>
		<dc:creator>Jules @ Lovely Las Vegas</dc:creator>
		<pubDate>Tue, 10 Feb 2009 18:53:41 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/?p=2283#comment-13637</guid>
		<description>Excellent points.   I think you can also splurge on something if it is something you have wanted for awhile (thought about and  researched it) as long as you&#039;ve save up the cash and making that purchase won&#039;t impinge on other financial goals or your ability to pay your bills. 

After being out in the working work for several years, I was carrying around my same Target purse that I&#039;d had since forever.  I still love that bag, but have been looking for something more classy and work-appropriate with enough space.  Las Fall, I spotted a bag at Cole Haan that fit all my dream wants (because of course this purse is moreso of a want than an absolute need). But the price was something I really didn&#039;t want to pay. So I walked away, with my mind on it and thinking that I could really manage that price, but I really didn&#039;t want to spend that much.  AFter shopping around and not finding anything that caught my eyes, I find that purse one and a half months later for 50% off. It was still spendy... probably more expensive than the total of all the purses I&#039;ve ever owned previously, but I snatched it up quickly. Hehe. But I had a limit (like was mentioned) and when that was met, I knew I needed to go after it (since that purse was still on my mind and I had the reserves for it and it would be a timely, elegant addition to my wardrobe).  So basically I don&#039;t think you always have to buy only to the level of &quot;need&quot;, especially when purchases are well thought out and are something of &quot;value&quot; to you. 

But of course, I agree, why buy &quot;extra&quot; when you can do just fine and be happy with a more basic model of something else. Every situation/purchase is different it seems.</description>
		<content:encoded><![CDATA[<p>Excellent points.   I think you can also splurge on something if it is something you have wanted for awhile (thought about and  researched it) as long as you&#8217;ve save up the cash and making that purchase won&#8217;t impinge on other financial goals or your ability to pay your bills. </p>
<p>After being out in the working work for several years, I was carrying around my same Target purse that I&#8217;d had since forever.  I still love that bag, but have been looking for something more classy and work-appropriate with enough space.  Las Fall, I spotted a bag at Cole Haan that fit all my dream wants (because of course this purse is moreso of a want than an absolute need). But the price was something I really didn&#8217;t want to pay. So I walked away, with my mind on it and thinking that I could really manage that price, but I really didn&#8217;t want to spend that much.  AFter shopping around and not finding anything that caught my eyes, I find that purse one and a half months later for 50% off. It was still spendy&#8230; probably more expensive than the total of all the purses I&#8217;ve ever owned previously, but I snatched it up quickly. Hehe. But I had a limit (like was mentioned) and when that was met, I knew I needed to go after it (since that purse was still on my mind and I had the reserves for it and it would be a timely, elegant addition to my wardrobe).  So basically I don&#8217;t think you always have to buy only to the level of &#8220;need&#8221;, especially when purchases are well thought out and are something of &#8220;value&#8221; to you. </p>
<p>But of course, I agree, why buy &#8220;extra&#8221; when you can do just fine and be happy with a more basic model of something else. Every situation/purchase is different it seems.</p>
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		<title>By: marci</title>
		<link>http://moneyning.com/frugality/stop-thinking-about-true-value-and-just-buy-what-you-need/comment-page-1/#comment-13630</link>
		<dc:creator>marci</dc:creator>
		<pubDate>Tue, 10 Feb 2009 15:41:21 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/?p=2283#comment-13630</guid>
		<description>I would add one more thing to your list.... what is the top dollar you are willing to pay for that item?     Then take that list shopping with you, and DON&#039;T give in to temptation.      

And when you find the item that meets all the criteria, be prepared to buy it on the spot. You&#039;ve already thought about it and decided it was a need or it wouldn&#039;t be on the list.</description>
		<content:encoded><![CDATA[<p>I would add one more thing to your list&#8230;. what is the top dollar you are willing to pay for that item?     Then take that list shopping with you, and DON&#8217;T give in to temptation.      </p>
<p>And when you find the item that meets all the criteria, be prepared to buy it on the spot. You&#8217;ve already thought about it and decided it was a need or it wouldn&#8217;t be on the list.</p>
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		<title>By: Sara Aase</title>
		<link>http://moneyning.com/frugality/stop-thinking-about-true-value-and-just-buy-what-you-need/comment-page-1/#comment-13627</link>
		<dc:creator>Sara Aase</dc:creator>
		<pubDate>Tue, 10 Feb 2009 15:08:52 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/?p=2283#comment-13627</guid>
		<description>This is great analysis, especially the part about seeing the transaction from the seller&#039;s perspective. Takes practice and feels awkward at first, but ultimately clarifies your goals and prevents second-guessing.</description>
		<content:encoded><![CDATA[<p>This is great analysis, especially the part about seeing the transaction from the seller&#8217;s perspective. Takes practice and feels awkward at first, but ultimately clarifies your goals and prevents second-guessing.</p>
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		<title>By: SimplyForties</title>
		<link>http://moneyning.com/frugality/stop-thinking-about-true-value-and-just-buy-what-you-need/comment-page-1/#comment-13626</link>
		<dc:creator>SimplyForties</dc:creator>
		<pubDate>Tue, 10 Feb 2009 14:59:41 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/?p=2283#comment-13626</guid>
		<description>I really do struggle with this myself.  It&#039;s a constant push and pull, &quot;I want this&quot;, &quot;I don&#039;t really need this.&quot; &quot;Is this feature important?&quot;  Hard to keep it in the fore front of your mind when you&#039;re in the store full of bright, shiny, new, neat things.</description>
		<content:encoded><![CDATA[<p>I really do struggle with this myself.  It&#8217;s a constant push and pull, &#8220;I want this&#8221;, &#8220;I don&#8217;t really need this.&#8221; &#8220;Is this feature important?&#8221;  Hard to keep it in the fore front of your mind when you&#8217;re in the store full of bright, shiny, new, neat things.</p>
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