Comments on: Patience Will Keep Us from Spending Unnecessary Money http://moneyning.com/frugality/patience-will-keep-us-from-spending-unnecessary-money/ A personal finance blog where we share insights on carefully saving money, investing, early retirement, mortgages, stocks because the little things matter in achieving financial freedom! Sat, 21 Nov 2009 08:01:45 -0800 http://wordpress.org/?v=2.8.6 hourly 1 By: marci http://moneyning.com/frugality/patience-will-keep-us-from-spending-unnecessary-money/comment-page-1/#comment-7270 marci Mon, 23 Jun 2008 14:37:01 +0000 http://moneyning.com/?p=932#comment-7270 If it's over $100 item, it goes on a list inside my cupboard door. If it's still on the list in a year, I will buy it. That gives me plenty of time to think about whether I really need it and really want to spend that much on it. And yes - I'm cash only. Sometimes during that year, I will find one at a quarter of the cost, or less, at a garage sale and I'll allow myself to buy it then. And sometimes, family or friends have a spare one they are parting with. Getting the word out that you are looking for something specific helpsalso. As does freecycle sometimes :) If it’s over $100 item, it goes on a list inside my cupboard door. If it’s still on the list in a year, I will buy it. That gives me plenty of time to think about whether I really need it and really want to spend that much on it.

And yes – I’m cash only.

Sometimes during that year, I will find one at a quarter of the cost, or less, at a garage sale and I’ll allow myself to buy it then. And sometimes, family or friends have a spare one they are parting with. Getting the word out that you are looking for something specific helpsalso. As does freecycle sometimes :)

]]> By: Mary http://moneyning.com/frugality/patience-will-keep-us-from-spending-unnecessary-money/comment-page-1/#comment-7252 Mary Sat, 21 Jun 2008 17:22:52 +0000 http://moneyning.com/?p=932#comment-7252 I agree! Use cash only! I agree! Use cash only!

]]> By: Shannon Christman http://moneyning.com/frugality/patience-will-keep-us-from-spending-unnecessary-money/comment-page-1/#comment-7237 Shannon Christman Fri, 20 Jun 2008 15:35:28 +0000 http://moneyning.com/?p=932#comment-7237 I have waited for sales/coupons but have never limited purchases to a certain time of the month. That's a good idea! It might also be helpful to limit the number of times you go to the store each month, so that you aren't tempted by the merchandise as often! I have waited for sales/coupons but have never limited purchases to a certain time of the month. That’s a good idea!
It might also be helpful to limit the number of times you go to the store each month, so that you aren’t tempted by the merchandise as often!

]]> By: Greg Robey http://moneyning.com/frugality/patience-will-keep-us-from-spending-unnecessary-money/comment-page-1/#comment-7212 Greg Robey Wed, 18 Jun 2008 19:14:18 +0000 http://moneyning.com/?p=932#comment-7212 One technique my wife and use is to only use cash. While we have credit cards we rarely use them. When you use cash it hurts more to spend and thus keeps us from overspending. Hope this helps! Greg One technique my wife and use is to only use cash. While we have credit cards we rarely use them. When you use cash it hurts more to spend and thus keeps us from overspending.

Hope this helps!
Greg

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