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	<title>Comments on: My 2007 Personal Budget Analysis</title>
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	<link>http://moneyning.com/frugality/my-2007-budget-analysis/</link>
	<description>A personal finance blog where we share insights on carefully saving money, investing, early retirement, mortgages, stocks because the little things matter in achieving financial freedom!</description>
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		<item>
		<title>By: MoneyNing</title>
		<link>http://moneyning.com/frugality/my-2007-budget-analysis/comment-page-1/#comment-4119</link>
		<dc:creator>MoneyNing</dc:creator>
		<pubDate>Thu, 17 Jan 2008 06:29:19 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/frugality/my-2007-budget-analysis/#comment-4119</guid>
		<description>Michelle Dawn: Good luck!</description>
		<content:encoded><![CDATA[<p>Michelle Dawn: Good luck!</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Michelle Dawn</title>
		<link>http://moneyning.com/frugality/my-2007-budget-analysis/comment-page-1/#comment-4102</link>
		<dc:creator>Michelle Dawn</dc:creator>
		<pubDate>Wed, 16 Jan 2008 10:15:42 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/frugality/my-2007-budget-analysis/#comment-4102</guid>
		<description>Great! Thanks for the information. You know, I actually own this program. I just haven&#039;t figured out how to make the most of it yet.</description>
		<content:encoded><![CDATA[<p>Great! Thanks for the information. You know, I actually own this program. I just haven&#8217;t figured out how to make the most of it yet.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: MoneyNing</title>
		<link>http://moneyning.com/frugality/my-2007-budget-analysis/comment-page-1/#comment-4101</link>
		<dc:creator>MoneyNing</dc:creator>
		<pubDate>Wed, 16 Jan 2008 05:45:51 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/frugality/my-2007-budget-analysis/#comment-4101</guid>
		<description>Michelle: Sure.  I use Microsoft Excel 2007!</description>
		<content:encoded><![CDATA[<p>Michelle: Sure.  I use Microsoft Excel 2007!</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Michelle Dawn</title>
		<link>http://moneyning.com/frugality/my-2007-budget-analysis/comment-page-1/#comment-4098</link>
		<dc:creator>Michelle Dawn</dc:creator>
		<pubDate>Tue, 15 Jan 2008 20:53:44 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/frugality/my-2007-budget-analysis/#comment-4098</guid>
		<description>I love the graphs! I have all of the data I need to do something similar and a visual representation would really help me see more clearly. Do you mind sharing which program you are using to create the graphs?</description>
		<content:encoded><![CDATA[<p>I love the graphs! I have all of the data I need to do something similar and a visual representation would really help me see more clearly. Do you mind sharing which program you are using to create the graphs?</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: MoneyNing</title>
		<link>http://moneyning.com/frugality/my-2007-budget-analysis/comment-page-1/#comment-3946</link>
		<dc:creator>MoneyNing</dc:creator>
		<pubDate>Sun, 06 Jan 2008 00:55:52 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/frugality/my-2007-budget-analysis/#comment-3946</guid>
		<description>Mike: Good luck if you do it!

Money Blue Book: Thanks.  I find that it helps me greatly and it doesn&#039;t take that much time to make.

Mark: Thanks.  Hopefully people will see this and do it themselves!

Greg: Many people definitely don&#039;t do this but they should!</description>
		<content:encoded><![CDATA[<p>Mike: Good luck if you do it!</p>
<p>Money Blue Book: Thanks.  I find that it helps me greatly and it doesn&#8217;t take that much time to make.</p>
<p>Mark: Thanks.  Hopefully people will see this and do it themselves!</p>
<p>Greg: Many people definitely don&#8217;t do this but they should!</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Greg "the marketing tools Guy"</title>
		<link>http://moneyning.com/frugality/my-2007-budget-analysis/comment-page-1/#comment-3945</link>
		<dc:creator>Greg "the marketing tools Guy"</dc:creator>
		<pubDate>Sat, 05 Jan 2008 22:43:16 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/frugality/my-2007-budget-analysis/#comment-3945</guid>
		<description>Impressive from the standpoint of being that disciplined to set-up and budget an then try to follow it.  Many people don&#039;t do this.</description>
		<content:encoded><![CDATA[<p>Impressive from the standpoint of being that disciplined to set-up and budget an then try to follow it.  Many people don&#8217;t do this.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Mark Runta</title>
		<link>http://moneyning.com/frugality/my-2007-budget-analysis/comment-page-1/#comment-3944</link>
		<dc:creator>Mark Runta</dc:creator>
		<pubDate>Sat, 05 Jan 2008 18:06:02 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/frugality/my-2007-budget-analysis/#comment-3944</guid>
		<description>Excellent idea to review historical data using charts to see trends.</description>
		<content:encoded><![CDATA[<p>Excellent idea to review historical data using charts to see trends.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Money Blue Book</title>
		<link>http://moneyning.com/frugality/my-2007-budget-analysis/comment-page-1/#comment-3941</link>
		<dc:creator>Money Blue Book</dc:creator>
		<pubDate>Sat, 05 Jan 2008 07:35:19 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/frugality/my-2007-budget-analysis/#comment-3941</guid>
		<description>Wow...talk about breaking expenses down in detail by month. Nice charts
-Raymond</description>
		<content:encoded><![CDATA[<p>Wow&#8230;talk about breaking expenses down in detail by month. Nice charts<br />
-Raymond</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Mike Huang</title>
		<link>http://moneyning.com/frugality/my-2007-budget-analysis/comment-page-1/#comment-3940</link>
		<dc:creator>Mike Huang</dc:creator>
		<pubDate>Sat, 05 Jan 2008 07:06:06 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/frugality/my-2007-budget-analysis/#comment-3940</guid>
		<description>WOW! You&#039;re very organized and I should follow you :)

-Mike</description>
		<content:encoded><![CDATA[<p>WOW! You&#8217;re very organized and I should follow you <img src='http://moneyning.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
<p>-Mike</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: MoneyNing</title>
		<link>http://moneyning.com/frugality/my-2007-budget-analysis/comment-page-1/#comment-3936</link>
		<dc:creator>MoneyNing</dc:creator>
		<pubDate>Sat, 05 Jan 2008 03:12:14 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/frugality/my-2007-budget-analysis/#comment-3936</guid>
		<description>Emily: We will see who is the lucky one after we get married :)

We sort of decided we will move but we haven&#039;t paid deposit or anything like that so it&#039;s still up in the air.

rocketc: Hmm....  I will have to check again for this but thanks for the heads up.  Hopefully it will decrease my car insurance significantly.  I&#039;m also thinking of lowering my insurance coverage and raising my deductable since the car is getting older.

Mark: I understand about the golf expenses but I really like it!  I&#039;m sure mini-golf and golf fresbee is quite fun (I play mini-golf once in a while) but it is not the same as golf so we will see.  I think as long as the golf expense is under control it would be okay.</description>
		<content:encoded><![CDATA[<p>Emily: We will see who is the lucky one after we get married <img src='http://moneyning.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
<p>We sort of decided we will move but we haven&#8217;t paid deposit or anything like that so it&#8217;s still up in the air.</p>
<p>rocketc: Hmm&#8230;.  I will have to check again for this but thanks for the heads up.  Hopefully it will decrease my car insurance significantly.  I&#8217;m also thinking of lowering my insurance coverage and raising my deductable since the car is getting older.</p>
<p>Mark: I understand about the golf expenses but I really like it!  I&#8217;m sure mini-golf and golf fresbee is quite fun (I play mini-golf once in a while) but it is not the same as golf so we will see.  I think as long as the golf expense is under control it would be okay.</p>
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