Sometimes, there’s no one to blame but yourself.
For whatever reason, my doctor visit a few days ago really struck a chord and got my blood boiling. I caught a cold and I went to see a doctor to make sure it’s just regular coughing and nothing more serious. The $25 co-pay seemed unnecessary but for the peace of mind, it was a good idea (especially when your wife is pregnant and insisted that you go).
When I got there, yada-yada-yada, the doctor said I’ll be fine, yada-yada-yada, and I came out with coughing medicine and a generic version of Claritin D. Only that the bill wasn’t $25, it added up to be $42. Worst of all, I didn’t even know how much it was until the medicine was already prepared and the cashier asked for a signature.
Logic vs Emotions
The logical side of my brain is telling me that I’m over-reacting (and I know I am), but the emotional side is really crying foul right now. Why did a 10 minute talk with the doctor and medicine that I could get at a pharmacy for $10 cost so much, especially when I am already insured? $40 is an I can likely forget, but I honestly can put two twenties to better use.
If You Can’t Fight the System, Work with It
At least there’s some good that will come out of this. If I want to stop paying for some doctor’s McMansion, then one of my main focus should be on having better health. Everyone knows that bad habits lead to poor health, which leads to more hospital visits. So I have a plan. Here’s what I (and everyone who cares) should do.
The Good Health Money Saving Plan
- Exercise – Duh. But I bet you weren’t thinking about it when you were flipping the channels trying to decide if you should watch that movie for a second night in a row. Have a 30 minute brisk walk 30 minutes a day for at least five days a week.
- Eat Less – I don’t know why, but I can never stop myself from eating the whole plate that’s in front of me. If I save half, I can even spare myself from thinking about what to eat when the next meal comes around.
I’m no nutritionist, so my plan is quite simple. Yet, if all of us just do these two simple things, we could cut our health bill tremendously.
If I didn’t get sick, I could get my $40, wait, $41.47 back.
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