Comments on: Do You Think Saving Money Is Always Worth It?

By: Isabelle

Isabelle — Thu, 22 Jan 2009 09:06:30 +0000

I’m with Andrea, everyone has their thing! Ours is a bottle of wine with our evening meal. We buy specials and in bulk, but it still comes at about $8 a day!

Apart from that we live very frugally. Our evening meal probably costs about £1.50 or $2. We save money on cars and all other areas of living.

By: Magali

Magali — Sat, 10 Jan 2009 22:32:24 +0000

I’ve pretty much given up trying to save on health related stuff like vitamins, contact lens solution, etc. I figure my health is priceless so I go ahead and just buy it. I find that being single, I can eat well for not much money if I cook. Eating out is a a major budget buster.

By: click4credit

click4credit — Wed, 10 Dec 2008 16:32:17 +0000

it’s really all about smart spending. You cannot just skimp on everything. There are some things that you would really have to spend on but you should also know when you are spending too much.

By: Saving Lady

Saving Lady — Sat, 06 Dec 2008 20:12:42 +0000

On Thanksgiving I finally became a senior citizen. I turned 65. I received two very expensive gifts. First, I can not see a doctor without having to worry about how much it’s going to cost. ith a $7500 deductible, I paid everything out of my own pocket. Second, our city university allows anyone 65 and over to take classes absolutely free of charge. Being semi-retired, I now have time to learn just for the fun of it.

Retirement is all about saving — saving from a very young age. Living is an expensive habit, and the older you get the more costly it becomes. We begin adulthood with very little. Society forces us to compete, and so we begin accumulating “stuff” — most of which we really don’t need, and most of which, at 65, we want or need to get rid of. Today, living seems to be all about spending. Our saving rates are abominable. Just take a look at our economy today and you’ll see where greed and avarice has taken us.

So, is saving always worth it? You better believe it is!!!

By: Slinky

Slinky — Tue, 02 Dec 2008 15:21:06 +0000

Cars, ice cream, computers, and clothes for me.

I don’t buy cars I can’t afford, but I do want a nice one that’s a little fun to drive. Right now I’ve got a Scion tC.

I buy ice cream that’s not on sale if I really want it. I also buy pints of frozen custard pretty often.

I play computer games and I spend a lot of time in front of my computer. I don’t constantly stay on the cutting edge, but my system does get upgraded every 4-5 years or so.

I spend more on some pieces of clothing that I will get a lot of use out of and/or will last forever. Jeans, winter jacket, suits, high heels, etc.

By: Jon Kepler

Jon Kepler — Thu, 27 Nov 2008 18:59:25 +0000

Trevor’s comment is probably the best one here (though the suit one is really good too).

The solution is simple; earn more money! Also, spending is easier to control when you really love your money and focus on keeping it for yourself (as opposed to giving it to someone else).

By: mharms

mharms — Wed, 26 Nov 2008 07:53:31 +0000

Saving money is always a big deal to me. So far my husband and I have an extra bucks additional for our weekly groceries because we use discount coupons on buying stuff.

By: marci

marci — Wed, 26 Nov 2008 05:13:10 +0000

I’m with Andy on the 4 day work week versus more money…. I just wish I could talk the boss into 3 day work weeks. I sure enjoy my extra day off, and don’t miss the money.

Two things I always splurge on – Tillamook Cheddar Cheese (the baby loaf and the shredded cheese), and Tillamook Ice Cream! I’m not happy with the cheese nor the ice cream if they are not Tillamook, so why bother buying it if I don’t enjoy it!

By: Mike

Mike — Tue, 25 Nov 2008 16:28:02 +0000

Make sure you get a filtered shower head to eliminate chlorine. It could cause cancer and I believe it also has other negative effects.

By: Andrea

Andrea — Tue, 25 Nov 2008 15:59:07 +0000

I think everyone has their “thing” and if Emma’s is her hot showers, it’s worth it. In our neck of the woods, the water bill is about $60/month before you even flush a toilet because we live in a semi arid area and (I think) because our water district has way too much power … low flow showerheads, xeriscaping, and other water saving measures are really not optional, in my opinion.

As for vitamins, I am a pretty firm believer that most of your regular vitamins are a waste of money. Scientists can’t replicate the balance of vitamins, minerals and other “stuff” in food and probably never will. We do take whole food supplements, flax oil and enzyme-combined B vitamins in our home, but I’ll probably phase out the flax and the whole food supplements because we’re moving towards a much more raw organic food based lifestyle and won’t need them … and we had to make our tradeoffs there too. Organic produce is more expensive, but so are supplements. I’m thinking it will even out.