Comments on: Do You Think Saving Money Is Always Worth It?

By: Thrifty Gal

Thrifty Gal — Mon, 24 Jan 2011 03:06:07 +0000

I just installed one of those low-flow shower heads. I do notice the difference, but it’s a small sacrifice to benefit Mother Earth. Lower flow still rinses off the soap adequately. It has 4 or 5 different settings, so I can play with it depending on weather I’m shampooing or just showering. Let’s remember that a lot of things that save money also have environmental benefits.

By: Thordar

Thordar — Sat, 08 Jan 2011 21:48:27 +0000

My husband bought a Keurig machine and recently bought an adapter that you can put your own coffee grounds in. I bought him flavored coffee. We managed to save 90% from the k-cup cost. He says it tastes just like gourmet coffee.

By: IC

IC — Thu, 22 Jul 2010 02:37:33 +0000

Quite a dilemma on the way you said these things. But if saving could mean your health, then it’s really not worth it. I buy vitamins and food supplements too. Hospitalisation fees are more than that plus I don’t really like being tied to an IV. I work hard not just to earn money but to have a better life. But it doesn’t mean for me to spend too much on Starbucks just to be happy. I think I’ll be happier when I get to discover their secret in making delicious coffee. Did somebody here discover the secret already? Please do tell so that I can make mugs and mugs of coffee and save money at the same time.

By: Cash Saving Mum

Cash Saving Mum — Mon, 19 Jul 2010 03:46:56 +0000

I completely agree that living frugally is the key, however sometimes there is things you just shouldn’t save on. Like sacrificing food just to make it to your next pay day. Fair enough, some people would feel like they don’t deserve to eat, if they are short of cash until their next pay day- because they spent it on other less essential items. But this shouldn’t really be the case.

Sometimes unexpected expenses pop up and generally they can become more of a priority than one’s self eating. So to avoid this happening to you…like it has to me before…I thought I’d let you know there is the option of going to a payday lender. They can give you just the right amount of money for you to make it till your next pay day, and then the money just gets withdrawn from your account come payday. Which means you live comfortable-even when your a bit short of cash and trying to make ends meet…and you avoid debt. How great….

By: Ryan @ Planting Dollars

Ryan @ Planting Dollars — Mon, 11 Jan 2010 06:15:00 +0000

I’d say things that are more important than money should be treated accordingly. So my health and relationships don’t really get much money discretion. This means that I buy groceries based on value, not price, and keep my gym membership as it makes me feel a lot better and keeps me healthier.

In regards to relationships this means that I place people in front of money which is more of an opportunity cost than actual hit, but same concept nonetheless.

By: Isabelle

Isabelle — Thu, 22 Jan 2009 09:06:30 +0000

I’m with Andrea, everyone has their thing. Ours is a bottle of wine with our evening meal. We buy specials and in bulk, but it still comes at about $8 a day.

Apart from that we live very frugally. Our evening meal probably costs about £1.50 or $2. We save money on cars and all other areas of living.

By: Magali

Magali — Sat, 10 Jan 2009 22:32:24 +0000

I’ve pretty much given up trying to save on health related stuff like vitamins, contact lens solution, etc. I figure my health is priceless so I go ahead and just buy it. I find that being single, I can eat well for not much money if I cook. Eating out is a a major budget buster.

By: click4credit

click4credit — Wed, 10 Dec 2008 16:32:17 +0000

it’s really all about smart spending. You cannot just skimp on everything. There are some things that you would really have to spend on but you should also know when you are spending too much.

By: Saving Lady

Saving Lady — Sat, 06 Dec 2008 19:12:42 +0000

On Thanksgiving I finally became a senior citizen. I turned 65. I received two very expensive gifts. First, I can not see a doctor without having to worry about how much it’s going to cost. ith a $7500 deductible, I paid everything out of my own pocket. Second, our city university allows anyone 65 and over to take classes absolutely free of charge. Being semi-retired, I now have time to learn just for the fun of it.

Retirement is all about saving — saving from a very young age. Living is an expensive habit, and the older you get the more costly it becomes. We begin adulthood with very little. Society forces us to compete, and so we begin accumulating “stuff” — most of which we really don’t need, and most of which, at 65, we want or need to get rid of. Today, living seems to be all about spending. Our saving rates are abominable. Just take a look at our economy today and you’ll see where greed and avarice has taken us.

So, is saving always worth it? You better believe it is…

By: Slinky

Slinky — Tue, 02 Dec 2008 15:21:06 +0000

Cars, ice cream, computers, and clothes for me.

I don’t buy cars I can’t afford, but I do want a nice one that’s a little fun to drive. Right now I’ve got a Scion tC.

I buy ice cream that’s not on sale if I really want it. I also buy pints of frozen custard pretty often.

I play computer games and I spend a lot of time in front of my computer. I don’t constantly stay on the cutting edge, but my system does get upgraded every 4-5 years or so.

I spend more on some pieces of clothing that I will get a lot of use out of and/or will last forever. Jeans, winter jacket, suits, high heels, etc.