In regards to relationships this means that I place people in front of money which is more of an opportunity cost than actual hit, but same concept nonetheless.

Apart from that we live very frugally. Our evening meal probably costs about £1.50 or $2. We save money on cars and all other areas of living.

Retirement is all about saving — saving from a very young age. Living is an expensive habit, and the older you get the more costly it becomes. We begin adulthood with very little. Society forces us to compete, and so we begin accumulating “stuff” — most of which we really don’t need, and most of which, at 65, we want or need to get rid of. Today, living seems to be all about spending. Our saving rates are abominable. Just take a look at our economy today and you’ll see where greed and avarice has taken us.

So, is saving always worth it? You better believe it is!!!

I don’t buy cars I can’t afford, but I do want a nice one that’s a little fun to drive. Right now I’ve got a Scion tC.

I buy ice cream that’s not on sale if I really want it. I also buy pints of frozen custard pretty often.

I play computer games and I spend a lot of time in front of my computer. I don’t constantly stay on the cutting edge, but my system does get upgraded every 4-5 years or so.

I spend more on some pieces of clothing that I will get a lot of use out of and/or will last forever. Jeans, winter jacket, suits, high heels, etc.

The solution is simple; earn more money! Also, spending is easier to control when you really love your money and focus on keeping it for yourself (as opposed to giving it to someone else).

Two things I always splurge on – Tillamook Cheddar Cheese (the baby loaf and the shredded cheese), and Tillamook Ice Cream! I’m not happy with the cheese nor the ice cream if they are not Tillamook, so why bother buying it if I don’t enjoy it!