Comments on: 7 Habits of Highly Frugal People

By: Elizabeth Barry

Elizabeth Barry — Tue, 22 May 2012 21:40:31 +0000

what is an expensive gambit? I have never come across one, but I recognize someone with an ax to grind; and for you to suddenly present on a page on personal financing tips, all your mean-spirited, unsubstantiated rantings about Obama – what is wrong with you? Go help out in a soup kitchen or something, or take your old books to the hospital and read to the sick. And list the philanthropic deeds you have done. More time on vacation or on expensive gambits than time in the WH? please give us the figures so we can believe the worst as well.

By: Elizabeth Barry

Elizabeth Barry — Tue, 22 May 2012 21:23:36 +0000

Republicanization of anything you can think of, and suppression of anything that helped others. That is how. Our children are doomed.

By: Elizabeth Barry

Elizabeth Barry — Tue, 22 May 2012 21:19:43 +0000

Yes but it was in shillings; This was in Dickens’s time. They never had pounds; (££££.) So – income 20 shillings, expenses 19s 6d, result happiness: income 20 shillings, expenses 20s 6d, result misery; i.e. even sixpence less than your income results in misery. That extra sixpence is to be banked!

By: cheeflo

cheeflo — Tue, 22 May 2012 20:50:29 +0000

I thought the same thing, Loki.

By: Peter Griffiths

Peter Griffiths — Mon, 21 May 2012 15:36:33 +0000

Frugal people are a pain in the backside.
Why anyone would want to glorify them in this way is beyond me.
In a world without money they would be simply regarded as autistic.
Soulless devoid of redeeming character traits and guaranteed to make the world a less enjoyable place these zombies should stop wasting Prana and move on.

By: Loan Arranger

Loan Arranger — Thu, 17 May 2012 21:11:33 +0000

This made me laugh. Always good to have a chuckle. You are so bright though, I bet you know of ways to REALLY save money. To each his own I guess. Funny anyway.

By: hugh jarce

hugh jarce — Thu, 17 May 2012 19:43:17 +0000

Ok heres my top 5 tips on how I save cash.

1. To instantly warm up your hands I find farting on them is great.
2. If your obese try standing outside your local mcdonalds and refuse to leave until they give you a free big mac.
3. To save money on water bills , offer to look after your neighbours home when he/she goes on vacation and have several baths whilst he/she are away.
4. To save buying toilet roll ask the Jehovah’s witnesses for more of their free magazines…they will only be happy to oblige.
5. In order to get free shoes visit the local mosque (if there aint one near you there soon will be) and choose from the vast amount they have on display.

ok kids there you have it….every little bit helps..

Hugh

By: Loan Arranger

Loan Arranger — Fri, 11 May 2012 17:24:31 +0000

Thanks for this post. All good ideas, most of which I do, but not all.

By: Patricia

Patricia — Fri, 11 May 2012 17:06:20 +0000

I wish to add some specifics to your good sugggestions because I agree the article is not concrete. My suggestions do require you to keep careful track, however, because unfortunately it’s a MUST nowadays.

Here’s some things I do:

8. Each time you use your debit card, tuck the receipt in the check register, & when you get a minute, enter the amount and deduct from the balance so there are no surprise NSF charges.

9. DO go to the bank and sign the “opt-out” form so that your debit card won’t be OK’d if not enough funds and then they charge you.
10. Keep a ledger and write down each time you use your charge card so you are not surprised when you get the bill and can plan to pay it off, or at least make a real payment much beyond the minimum due.

11. Cook at home!

12. Do not store too much food. Shop daily or every other day for just what you need. Fresh fruits & vegetables are cheap compared to restaurant food.

13. Check bank balance every single day on-line.
14. Don’t let these big companies rip you off for late fees. If you are charged a late charge or inadvertently receive an NSF charge, go in and speak for yourself, explain, and request it be excused. For example, Chase allows for one late payment (under 30 days, that is) without a charge.

15. If you enjoy wine, as I do, there are wonderful deals. I found some great Chardonnay at Kroger’s for $2.99 a bottle. It’s called Bay Bridge. They also have it in a Cabernet Sauvignon.

16. No impulse buying when shopping at department stores. If you think you MUSt have it, walk out and think about it, romance the item, and then figure out how to pay for it. Chances are you will not go back for it!

If I think of anything else, I’ll let you know.

By: myownmeans

myownmeans — Fri, 04 May 2012 14:52:05 +0000

Einstein?………You can’t save what you don’t have, which would be more than you make. You can save what you make……not more.