Comments on: Debit and Credit’s Plan to Prosperity http://moneyning.com/debt/debit-and-credits-plan-to-prosperity/ A personal finance blog where we share insights on carefully saving money, investing, frugal living, coupons, promo codes because the little things matter in achieving financial freedom! Sat, 20 Mar 2010 23:21:19 -0700 http://wordpress.org/?v=2.9.2 hourly 1 By: debt relief http://moneyning.com/debt/debit-and-credits-plan-to-prosperity/comment-page-1/#comment-11816 debt relief Sat, 15 Nov 2008 21:03:44 +0000 http://moneyning.com/?p=1641#comment-11816 Easy one..Never having to worrry about money! Easy one..Never having to worrry about money!

]]> By: marci http://moneyning.com/debt/debit-and-credits-plan-to-prosperity/comment-page-1/#comment-11812 marci Sat, 15 Nov 2008 16:22:08 +0000 http://moneyning.com/?p=1641#comment-11812 PS - Your question, "What does financial success mean to you?"... To me it is having a net worth that consists 100% of assets and 0% liabilities, and money set aside for retirement, and a house owned free and clear. When I reached that point of no liabilities (no debt) and my retirement asssets set aside, I felt I had acheived my goal. PS – Your question, “What does financial success mean to you?”…

To me it is having a net worth that consists 100% of assets and 0% liabilities, and money set aside for retirement, and a house owned free and clear. When I reached that point of no liabilities (no debt) and my retirement asssets set aside, I felt I had acheived my goal.

]]> By: marci http://moneyning.com/debt/debit-and-credits-plan-to-prosperity/comment-page-1/#comment-11811 marci Sat, 15 Nov 2008 16:16:27 +0000 http://moneyning.com/?p=1641#comment-11811 This would be another lesson from Aesop's Fables..... Slow and Steady Wins the Race (from the Tortoise and the Hare) First have a goal and a plan. 2nd - keep taking the steps to acheive your goal, and plugging along consistently will get you there. I liked the definition that said "flourishing" cuz that's how I feel.. but I did get here thru a very strong work ethic. This would be another lesson from Aesop’s Fables….. Slow and Steady Wins the Race (from the Tortoise and the Hare)

First have a goal and a plan.
2nd – keep taking the steps to acheive your goal, and plugging along consistently will get you there.

I liked the definition that said “flourishing” cuz that’s how I feel.. but I did get here thru a very strong work ethic.

]]> By: daria369 http://moneyning.com/debt/debit-and-credits-plan-to-prosperity/comment-page-1/#comment-11800 daria369 Sat, 15 Nov 2008 03:22:05 +0000 http://moneyning.com/?p=1641#comment-11800 This is a great post with all the basics that apply to anyone. Thank you! This is a great post with all the basics that apply to anyone. Thank you!

]]> By: San Francisco Financial Planner http://moneyning.com/debt/debit-and-credits-plan-to-prosperity/comment-page-1/#comment-11788 San Francisco Financial Planner Fri, 14 Nov 2008 18:11:34 +0000 http://moneyning.com/?p=1641#comment-11788 Great advice above. You have to have a plan of prosperity if you're ever going to reach it. And don't forget to ask others to help you in this plan. For example, if you have credit card debt, Make it a regular practice to call your credit cards to ask for a lower rate. I have one client who owes over $20,000 on a Visa that was at 18%. He spoke with a 'rate specialist', touting his rising credit score and declining balance and got his rate cut in half, from 18% to 9%! His monthly interest charge was instantly reduced by $150, which will help him pay off his debt even sooner. Bring others into your plan in these kinds of ways as you travel down your path to reach your financial goals. Great advice above. You have to have a plan of prosperity if you’re ever going to reach it. And don’t forget to ask others to help you in this plan. For example, if you have credit card debt, Make it a regular practice to call your credit cards to ask for a lower rate. I have one client who owes over $20,000 on a Visa that was at 18%. He spoke with a ‘rate specialist’, touting his rising credit score and declining balance and got his rate cut in half, from 18% to 9%! His monthly interest charge was instantly reduced by $150, which will help him pay off his debt even sooner. Bring others into your plan in these kinds of ways as you travel down your path to reach your financial goals.

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