Comments on: Credit Scams: Part 1 – Credit Reports http://moneyning.com/debt/credit-scams-credit-reports/ A personal finance blog where we share insights on carefully saving money, investing, early retirement, mortgages, stocks because the little things matter in achieving financial freedom! Fri, 05 Dec 2008 12:02:04 +0000 http://wordpress.org/?v=2.6.3 By: click4credit http://moneyning.com/debt/credit-scams-credit-reports/#comment-12170 click4credit Sat, 29 Nov 2008 10:41:45 +0000 http://moneyning.com/?p=934#comment-12170 there really is a need to constantly monitor your credit report. There have already been cases of a stranger's credit history mixed with another person's simply because they had the same name. there really is a need to constantly monitor your credit report. There have already been cases of a stranger’s credit history mixed with another person’s simply because they had the same name.

]]> By: luz http://moneyning.com/debt/credit-scams-credit-reports/#comment-7268 luz Mon, 23 Jun 2008 13:43:42 +0000 http://moneyning.com/?p=934#comment-7268 I think one should really be extra careful on the bills being sent to you because you might be paying debts that you actually did not incur. I think one should really be extra careful on the bills being sent to you because you might be paying debts that you actually did not incur.

]]> By: Mary http://moneyning.com/debt/credit-scams-credit-reports/#comment-7251 Mary Sat, 21 Jun 2008 17:22:09 +0000 http://moneyning.com/?p=934#comment-7251 Joe: Geez good for you that you actually checked your credit report! It's sad to see that somehow they manage to always get something so important wrong! Joe: Geez good for you that you actually checked your credit report!

It’s sad to see that somehow they manage to always get something so important wrong!

]]> By: Joe @ Simple Debt-Free Finance http://moneyning.com/debt/credit-scams-credit-reports/#comment-7240 Joe @ Simple Debt-Free Finance Fri, 20 Jun 2008 16:59:12 +0000 http://moneyning.com/?p=934#comment-7240 Great post! I believe it is impossible to overstate the importance of checking your credit report at least once a year - hey it's free for crying out loud! I've actually been a victim of erroneous credit report data. When I applied for my first mortgage I was told I had been given a (much) higher interest rate due to my bankruptcy. The problem was - I had never declared bankruptcy! I actually laughed when the lender showed me the report because I was in 10th grade at the time I supposedly declared bankruptcy! Great post!

I believe it is impossible to overstate the importance of checking your credit report at least once a year - hey it’s free for crying out loud!

I’ve actually been a victim of erroneous credit report data. When I applied for my first mortgage I was told I had been given a (much) higher interest rate due to my bankruptcy. The problem was - I had never declared bankruptcy!

I actually laughed when the lender showed me the report because I was in 10th grade at the time I supposedly declared bankruptcy!

]]>