Comments on: What to Do When You Lose a Credit Card (or Your Wallet)

By: cody

cody — Wed, 25 Feb 2009 14:27:56 +0000

i like pie! ^_^

By: Stock Investing Guru

Stock Investing Guru — Mon, 26 Jan 2009 23:15:29 +0000

Yes I agree. Even if you think there’s a chance you might still find your credit card, just call and have it cancelled. A friend of mine had lost their credit card at a restaurant. An hour later, he realized it was gone. There was already a charge for shoes at FootLocker on it.

By: fresno karate

fresno karate — Sat, 24 Jan 2009 22:57:28 +0000

Something to do BEFORE you lose your wallet: Make a photocopy of everything in it, front and back. That way you will have all the phone numbers at your fingertips. Also, NEVER carry your social security card in your wallet. That is an identity thief’s ticket into your financial house. Keep the card and the photocopies (and a copy of this article) in a secure but accessible place. Finally, sign the back of your cards! I hear people say that they don’t sign them so the merchant will ask to see their id. That’s nuts. It often doesn’t work AND if you do lose your cards, a thief can now just sign your name in their own handwriting and they’ve hit the credit card lottery. If you feel you must write “Check ID” on your card, go ahead. Just do it *after* you sign it.

By: ngan hang

ngan hang — Thu, 22 Jan 2009 17:57:27 +0000

Many woman put their mobile in wallet. if the wallet was stolen with all penny. hardly to call to the bank.

By: Associate Money

Associate Money — Thu, 22 Jan 2009 12:08:38 +0000

Thanks for all the great tips. At least, now we know what to do, instead of feeling helpless and angry over a lost credit card.

I think the part about calling and then mailing the credit card company something in black and white is important, just in case disputes arise over the fraudulent charges.

By: Sam

Sam — Thu, 22 Jan 2009 00:49:36 +0000

lol: Know how many credit cards you have.

If you can’t keep track of how many you have, you have too many! I saw someone on Oprah who had 22 credit cards! That’s just too many.

By: Craig

Craig — Wed, 21 Jan 2009 21:37:31 +0000

Carry them only when needed is good advice, but since most people keep their cards in their wallet, and wallets on them at all time you are naturally going to have them around, and it’s not bad to. Even more so, if you are really concerned about it falling out of pocket or someone stealing it from you, keep your wallet in your front pocket, that way you always know it is there.

By: MoneyNing

MoneyNing — Wed, 21 Jan 2009 20:55:02 +0000

Sandy: Glad to hear that you will print it out! Remember to use the link under “Promote the Article” to get a printable version of it.

studenomics: I never understood why anyone who carry their social security card in their wallets. That’s just a recipe for disaster!

Mrzfitz: Not using credit cards is definitely great advice for some to control their expenses. For others who has the discipline to only use it when they can pay it off, the rewards on the credit cards is like free money.

By: Mrzfitz

Mrzfitz — Wed, 21 Jan 2009 20:20:37 +0000

What about not using credit cards. Use the debit card that your checking account has as don’t spend anymore than you have…

By: studenomics

studenomics — Wed, 21 Jan 2009 18:31:35 +0000

One rule that I follow is that I do not carry cards that I do not absolutely need. When I do carry cards I make sure that they are in my pocket at all times. I do not take any chances when it comes to credit cards or even social insurance cards. If the wrong person gets their hands on either card they can really add some stress to your life.