The statement balance on the other hand is moved to the right in small writing (see green line in picture).
The only reason why I noticed the change is that I almost overpaid my bill this month. As you can see, I need to pay $5,105.28 to avoid any interest charges by Nov 28. However, the amount that Citibank wants me to think is due on Nov 28 is $5,839.46.
I wonder if they are only showing this for customers that pay in full every month (thus not letting Citibank make money on interest). The minimum amount due is also pretty visible since they are hoping everyone just pays the minimum balance. The website actually tries to trick me even further by having the default option as “pay the minimum balance”. In order to pay in full, I would have to type in the statement balance ($5,105.28 in this case) manually.
So, is this creative marketing? Or is it a crafty way of trying to make more money? You be the judge.
Side note: My Wells Fargo credit card does none of this BS. Everything is easy and visible, and paying in full can be set up automatically.