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	<title>Comments on: Freeze Your Credit Cards to Ice Your Spending</title>
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	<link>http://moneyning.com/credit-cards/freeze-your-credit-cards-to-ice-your-spending/</link>
	<description>A personal finance blog where we share insights on carefully saving money, investing, early retirement, mortgages, stocks because the little things matter in achieving financial freedom!</description>
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		<title>By: brittany</title>
		<link>http://moneyning.com/credit-cards/freeze-your-credit-cards-to-ice-your-spending/comment-page-1/#comment-17846</link>
		<dc:creator>brittany</dc:creator>
		<pubDate>Wed, 05 Aug 2009 12:57:33 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/?p=2263#comment-17846</guid>
		<description>Chiko, that&#039;s great advice if you never want a bank/financial institution to lend you money for anything - EVER.  Think about it, you need good credit (or at least SOME CREDIT) to buy a house or get a loan for a car...if you just &#039;do it the old fashioned way&#039;, you&#039;ll be waiting a good 20-30 years (with really frugal spending/saving habits before you&#039;ll be buying your first little starter home.
But then again, some people are content just renting their whole lives - which is great too, don&#039;t get me wrong.</description>
		<content:encoded><![CDATA[<p>Chiko, that&#8217;s great advice if you never want a bank/financial institution to lend you money for anything &#8211; EVER.  Think about it, you need good credit (or at least SOME CREDIT) to buy a house or get a loan for a car&#8230;if you just &#8216;do it the old fashioned way&#8217;, you&#8217;ll be waiting a good 20-30 years (with really frugal spending/saving habits before you&#8217;ll be buying your first little starter home.<br />
But then again, some people are content just renting their whole lives &#8211; which is great too, don&#8217;t get me wrong.</p>
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		<title>By: trina</title>
		<link>http://moneyning.com/credit-cards/freeze-your-credit-cards-to-ice-your-spending/comment-page-1/#comment-16612</link>
		<dc:creator>trina</dc:creator>
		<pubDate>Sun, 14 Jun 2009 14:30:25 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/?p=2263#comment-16612</guid>
		<description>This is great.  I am in the process of freezing of my credit card right now.  It&#039;s good to hear that I am not alone.  :)</description>
		<content:encoded><![CDATA[<p>This is great.  I am in the process of freezing of my credit card right now.  It&#8217;s good to hear that I am not alone.  <img src='http://moneyning.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>By: Andy @ Retire at 40</title>
		<link>http://moneyning.com/credit-cards/freeze-your-credit-cards-to-ice-your-spending/comment-page-1/#comment-13771</link>
		<dc:creator>Andy @ Retire at 40</dc:creator>
		<pubDate>Mon, 16 Feb 2009 09:47:11 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/?p=2263#comment-13771</guid>
		<description>Heh, that&#039;s pretty funny. Of course, I have a problem in that I know my credit card number off by heart and I know I can shop online! In fact, neither this or having my credit card in my wallet makes a single difference to my impromptu spending ... it just doesn&#039;t happen!</description>
		<content:encoded><![CDATA[<p>Heh, that&#8217;s pretty funny. Of course, I have a problem in that I know my credit card number off by heart and I know I can shop online! In fact, neither this or having my credit card in my wallet makes a single difference to my impromptu spending &#8230; it just doesn&#8217;t happen!</p>
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		<title>By: Chiko</title>
		<link>http://moneyning.com/credit-cards/freeze-your-credit-cards-to-ice-your-spending/comment-page-1/#comment-13586</link>
		<dc:creator>Chiko</dc:creator>
		<pubDate>Mon, 09 Feb 2009 02:21:45 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/?p=2263#comment-13586</guid>
		<description>How about this advice: Don&#039;t have credit cards to ice your spending. I don&#039;t think credit cards make sense, that why I don&#039;t use them. Just do it the old fashion way, don&#039;t get it if you can&#039;t afford it.</description>
		<content:encoded><![CDATA[<p>How about this advice: Don&#8217;t have credit cards to ice your spending. I don&#8217;t think credit cards make sense, that why I don&#8217;t use them. Just do it the old fashion way, don&#8217;t get it if you can&#8217;t afford it.</p>
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		<title>By: finance</title>
		<link>http://moneyning.com/credit-cards/freeze-your-credit-cards-to-ice-your-spending/comment-page-1/#comment-13570</link>
		<dc:creator>finance</dc:creator>
		<pubDate>Sun, 08 Feb 2009 10:16:06 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/?p=2263#comment-13570</guid>
		<description>good post</description>
		<content:encoded><![CDATA[<p>good post</p>
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		<title>By: Isabelle</title>
		<link>http://moneyning.com/credit-cards/freeze-your-credit-cards-to-ice-your-spending/comment-page-1/#comment-13569</link>
		<dc:creator>Isabelle</dc:creator>
		<pubDate>Sun, 08 Feb 2009 03:32:15 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/?p=2263#comment-13569</guid>
		<description>The habit of spending can be very hard to break - so removing temptation while the new non spending habit develops is a good idea.</description>
		<content:encoded><![CDATA[<p>The habit of spending can be very hard to break &#8211; so removing temptation while the new non spending habit develops is a good idea.</p>
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		<title>By: Tyler</title>
		<link>http://moneyning.com/credit-cards/freeze-your-credit-cards-to-ice-your-spending/comment-page-1/#comment-13566</link>
		<dc:creator>Tyler</dc:creator>
		<pubDate>Sat, 07 Feb 2009 21:34:29 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/?p=2263#comment-13566</guid>
		<description>This is what I tell all of my friends looking for financial advice. They think I&#039;m crazy.</description>
		<content:encoded><![CDATA[<p>This is what I tell all of my friends looking for financial advice. They think I&#8217;m crazy.</p>
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		<title>By: marci</title>
		<link>http://moneyning.com/credit-cards/freeze-your-credit-cards-to-ice-your-spending/comment-page-1/#comment-13543</link>
		<dc:creator>marci</dc:creator>
		<pubDate>Fri, 06 Feb 2009 22:38:29 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/?p=2263#comment-13543</guid>
		<description>I have a set of cards frozen in my freezer now - they belong to my grown daughter, and she has NO clue where in the freezer they are - and she doesn&#039;t want to know either :)  She asked me to hold on to them for her :)</description>
		<content:encoded><![CDATA[<p>I have a set of cards frozen in my freezer now &#8211; they belong to my grown daughter, and she has NO clue where in the freezer they are &#8211; and she doesn&#8217;t want to know either <img src='http://moneyning.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' />   She asked me to hold on to them for her <img src='http://moneyning.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>By: Emily</title>
		<link>http://moneyning.com/credit-cards/freeze-your-credit-cards-to-ice-your-spending/comment-page-1/#comment-13541</link>
		<dc:creator>Emily</dc:creator>
		<pubDate>Fri, 06 Feb 2009 19:33:12 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/?p=2263#comment-13541</guid>
		<description>Good idea! You should host an interview with this friend next time. She sounds like a creative girl!</description>
		<content:encoded><![CDATA[<p>Good idea! You should host an interview with this friend next time. She sounds like a creative girl!</p>
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		<title>By: Christina</title>
		<link>http://moneyning.com/credit-cards/freeze-your-credit-cards-to-ice-your-spending/comment-page-1/#comment-13538</link>
		<dc:creator>Christina</dc:creator>
		<pubDate>Fri, 06 Feb 2009 17:13:07 +0000</pubDate>
		<guid isPermaLink="false">http://moneyning.com/?p=2263#comment-13538</guid>
		<description>Good idea George!  Doesn&#039;t work if you shop online so much you&#039;ve memorized the number ;-)

Anyway, my added suggestion is to use a metal container, so you can&#039;t microwave it.  The foil George suggested would work, too.  That will give you added cooling-off time (or should I say, warming up?)</description>
		<content:encoded><![CDATA[<p>Good idea George!  Doesn&#8217;t work if you shop online so much you&#8217;ve memorized the number <img src='http://moneyning.com/wp-includes/images/smilies/icon_wink.gif' alt=';-)' class='wp-smiley' /> </p>
<p>Anyway, my added suggestion is to use a metal container, so you can&#8217;t microwave it.  The foil George suggested would work, too.  That will give you added cooling-off time (or should I say, warming up?)</p>
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