Comments on: Avoid Credit Card Traps http://moneyning.com/credit-cards/avoid-credit-card-traps/ A personal finance blog where we share insights on carefully saving money, investing, frugal living, coupons, promo codes because the little things matter in achieving financial freedom! Sat, 11 Feb 2012 14:32:46 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: MoneyNing http://moneyning.com/credit-cards/avoid-credit-card-traps/comment-page-1/#comment-873 MoneyNing Wed, 11 Jul 2007 04:45:51 +0000 http://moneyning.com/credit-cards/avoid-credit-card-traps/#comment-873 Bob: Thanks for sharing your true story. There are so many surprises in this world and as I said in the article, "it never hurts to ask". Credit card companies are actually the more generous people in waiving fees since they want your business so much. Bob: Thanks for sharing your true story. There are so many surprises in this world and as I said in the article, “it never hurts to ask”. Credit card companies are actually the more generous people in waiving fees since they want your business so much.

]]> By: Bob T http://moneyning.com/credit-cards/avoid-credit-card-traps/comment-page-1/#comment-872 Bob T Wed, 11 Jul 2007 02:43:27 +0000 http://moneyning.com/credit-cards/avoid-credit-card-traps/#comment-872 A couple of years ago, I had my card too close to the limit and the annual fee surprised me and put it over. Fortunately, I was paying at least the minimum on time every month. They reversed the overlimit fee when I asked. The trick is to build up a good history so you can point out that the lateness/overage is out of character and your continued business is worth more to them than the fee. A couple of years ago, I had my card too close to the limit and the annual fee surprised me and put it over. Fortunately, I was paying at least the minimum on time every month. They reversed the overlimit fee when I asked.

The trick is to build up a good history so you can point out that the lateness/overage is out of character and your continued business is worth more to them than the fee.

]]> By: MoneyNing http://moneyning.com/credit-cards/avoid-credit-card-traps/comment-page-1/#comment-854 MoneyNing Mon, 09 Jul 2007 05:43:27 +0000 http://moneyning.com/credit-cards/avoid-credit-card-traps/#comment-854 Baz: Credit Cards are definitely extremely convenient, and the 1% rebate makes us seem like we are getting a deal so it makes us happier. You are already much better off than other people developing credit card debt at a very early age. Keep up the effort to keep yourself debt free. Baz: Credit Cards are definitely extremely convenient, and the 1% rebate makes us seem like we are getting a deal so it makes us happier.

You are already much better off than other people developing credit card debt at a very early age. Keep up the effort to keep yourself debt free.

]]> By: Baz L http://moneyning.com/credit-cards/avoid-credit-card-traps/comment-page-1/#comment-853 Baz L Mon, 09 Jul 2007 05:40:29 +0000 http://moneyning.com/credit-cards/avoid-credit-card-traps/#comment-853 Credit cards are a gift and a curse. You have to learn to take the good and leave the bad. I must say, I was (and will be when I forget this article) totally oblivious to a lot of what you stated. Right now, I have the benefit of being able to payoff my balances in full every month so, for right now at least, I don't have to worry so much about all the CC hoopla. Credit cards are a gift and a curse. You have to learn to take the good and leave the bad.

I must say, I was (and will be when I forget this article) totally oblivious to a lot of what you stated.

Right now, I have the benefit of being able to payoff my balances in full every month so, for right now at least, I don’t have to worry so much about all the CC hoopla.

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