I love rules. In fact, the more restrictive the guidelines, the better.
It’s not that I like someone telling me no. But I just love trying to find a way around restrictions. Every time someone tells me how I’m not supposed to be able to do that, I always respond with “please tell [...]
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Honey, what happens when you have TOO MUCH money? I said to Emma a few days ago. She must’ve thought that we either won the lottery or her husband went crazy, both of which required more attention. With her eyes wide open (I seriously thought it was going to pop out), she [...]
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Cashier: The ready-made chicken wings and the video game, Wii Resort, will be $70.
While lining up and watching all these people buy groceries, business supplies and other “adult-preferred” products, I found myself staring at the two items I picked out and thinking “Aren’t these things for kids?”
It got me thinking some more. Do mature [...]
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I read these articles all the time and by now, most of the ideas sound familiar. Why am I still starving a few days before my next paycheck is due?
As I sit here pondering about a personal finance topic to write about, I started wondering what will happen if I covered every possible personal [...]
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I thought about it a bit, but I decided to give up free money and put my principles aside on this one.
Most people are swamped when they come back from a long vacation. Overloaded email inbox, delayed projects while you were away, and neglected housework that’s waiting for you at home (what’s that smell??). [...]
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I used to feel bad gambling, but I don’t anymore.
There was a time in my life when I would gamble socially. Every time I stumble across a casino table, I would play a couple hands. It was fun, and luckily, no harm done.
Eventually, I saw it as just another money drain. It [...]
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The government seems to be doing everything it can to re-inflate the housing bubble. Artificially low interest rates, loan modification programs, first time home buyers credit are just a few of the initiatives aimed at attracting more demand. These programs have no doubt worked, as home prices are showing signs of stability.
On the [...]
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I ran into the mailman yesterday as he was delivering mail to about 50 different mailboxes (for those that aren’t in an apartment, think of the post office where the P.O. boxes are all stacked together). When I reached for my mail, he hollered “oh no sir, you need to wait for me to [...]
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Emma and her coworkers were at Costco the other day and a discussion brought up an interesting question – what actually is a necessity?
The conversation came up when one of them decided to buy trash bags. “Trash bags”, Emma said. “Why do you pay for something like that?”
It turns out that her coworker [...]
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One of the great side benefit of not being a salesperson who is on the plane way too often is that I have more time to talk to my parents over the phone. Yesterday, a question came up that affects almost all of us who weren’t born into eventually inheriting Exxon Mobil – How [...]
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No thanks. I will stay home for lunch since I want to save money
It felt good hearing myself say those words and saving money always sound like a good idea. Yet, quite often, some of us feel bad doing it.
Most frugalist I know asked themselves at some point whether he/she is missing out by not [...]
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Photo credit: Shika Kaoin
Picking the wrong goals is like running on the hamster wheel. Once you achieve one goal, you set another and then another after that. No matter how many goals you achieve, you are back to square one as you set new ones. There is really no end game.
Money is the Best Example [...]
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Are you a spending monster who wished you were a saving technician? Or do you want to know how to develop your kids to become a saver rather than a spender? If you answered yes to either (or you are just so bored anything will do this minute), the article is for you.
Confession of the [...]
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More often than not, our view of (rather than the situation itself) dictate our state of mind. Some people would still be happy even if the world came crashing down. For others, a minor setback would spark off a downward spiral of deeper sadness. New circumstances are thrown at us day in and day out. [...]
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