Things would be different if I knew 10 years ago what I know now.
Whether it’s related to issues concerning our finances, career or even relationships, we tend to look back and wish we could do things differently. Opening a Roth IRA as soon as we got a job? Check. Not ever going into credit card [...]
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There’s an old saying that goes something like this:
Show me your friends, and I’ll show you your future.
In my experience, it’s true. We seek to fit in with those around us, and that applies every bit as much to money-related decisions as it does to other life choices.
Money-Related Peer Pressure
It’s obvious when our friends and [...]
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This Make No Sense, But It Does Make Cents.
At the heart of our financial issues are the numbers. Whether it’s investing or savings or retirement accounts, there are usually mathematical formulas that we should understand. I consider myself a logical person, and many of these principles come natural to me. However, I’m finally starting to [...]
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Even the worst possible news can lay the foundation for a positive future.
“It’s all in your head”, as someone wise once told me. There are always two sides of the coin, and always another way to look at something. Consider the following examples.
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I love rules. In fact, the more restrictive the guidelines, the better.
It’s not that I like someone telling me no. But I just love trying to find a way around restrictions. Every time someone tells me how I’m not supposed to be able to do that, I always respond with “please tell [...]
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Honey, what happens when you have TOO MUCH money? I said to Emma a few days ago. She must’ve thought that we either won the lottery or her husband went crazy, both of which required more attention. With her eyes wide open (I seriously thought it was going to pop out), she [...]
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Cashier: The ready-made chicken wings and the video game, Wii Resort, will be $70.
While lining up and watching all these people buy groceries, business supplies and other “adult-preferred” products, I found myself staring at the two items I picked out and thinking “Aren’t these things for kids?”
It got me thinking some more. Do mature [...]
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I read these articles all the time and by now, most of the ideas sound familiar. Why am I still starving a few days before my next paycheck is due?
As I sit here pondering about a personal finance topic to write about, I started wondering what will happen if I covered every possible personal [...]
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I thought about it a bit, but I decided to give up free money and put my principles aside on this one.
Most people are swamped when they come back from a long vacation. Overloaded email inbox, delayed projects while you were away, and neglected housework that’s waiting for you at home (what’s that smell??). [...]
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I used to feel bad gambling, but I don’t anymore.
There was a time in my life when I would gamble socially. Every time I stumble across a casino table, I would play a couple hands. It was fun, and luckily, no harm done.
Eventually, I saw it as just another money drain. It [...]
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