Warning: Only read this if you are in “goofing off” mode. You may also want to ignore this post (along with your FICO score of course) if you just got yelled at by your boss.
Everyone ignores their FICO scores anyway so why don’t you as well? Here are the reasons why I believe [...]
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The Fair Credit Reporting Act entitles everyone to access credit reports from each of the three credit agencies – Experian, Equifax and TransUnion every 12 months. While there are tons of places that offer free credit reports for a free trial of their service, the only federally authorized source to offer free reports with [...]
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Even a banker’s advice could be totally wrong.
I can’t believe what I heard, but a banker told me that carry a credit card balance can improve my credit score. In fact, there are many people who give the same advice – don’t pay your credit card balance in full to raise your score. So today, [...]
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Millions fall victim to identity fraud each year. The number seems to be decreasing the past couple of years, but even one is too many in my opinion. To prevent the possible emotional and financial stress of having your identity stolen, just praying that the government and credit report agencies will further improve [...]
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