Comments on: Cut the Budget – My Own Example http://moneyning.com/budgeting/cut-the-budget-my-own-example/ A personal finance blog where we share insights on carefully saving money, investing, early retirement, mortgages, stocks because the little things matter in achieving financial freedom! Sat, 21 Nov 2009 02:16:11 -0800 http://wordpress.org/?v=2.8.6 hourly 1 By: luz http://moneyning.com/budgeting/cut-the-budget-my-own-example/comment-page-1/#comment-7843 luz Sun, 20 Jul 2008 04:34:10 +0000 http://moneyning.com/?p=980#comment-7843 Saving today can save us in the future:) Saving today can save us in the future:)

]]> By: magnesium http://moneyning.com/budgeting/cut-the-budget-my-own-example/comment-page-1/#comment-7807 magnesium Fri, 18 Jul 2008 13:36:36 +0000 http://moneyning.com/?p=980#comment-7807 it is great to count every $ but I don't manage to do so it is great to count every $ but I don’t manage to do so

]]> By: MoneyNing http://moneyning.com/budgeting/cut-the-budget-my-own-example/comment-page-1/#comment-7755 MoneyNing Wed, 16 Jul 2008 17:44:27 +0000 http://moneyning.com/?p=980#comment-7755 marci: Geez those figures are great! Oregon sounds like a good place to be :) marci: Geez those figures are great! Oregon sounds like a good place to be :)

]]> By: marci http://moneyning.com/budgeting/cut-the-budget-my-own-example/comment-page-1/#comment-7754 marci Wed, 16 Jul 2008 17:42:33 +0000 http://moneyning.com/?p=980#comment-7754 No NOT $100/mo in property tax...Under $100/month for tax AND Insurance... right now it's Prop.tax $550/yr and ins/$330/yr...so $880/yr...but with the remodeling I did, the prop tax will go up a little...so I used that under $100/mo figure for both. Remember this is rural north coast Oregon - altho I actually live in a small town, tho it is the biggest small town in the county, pop.4000. No NOT $100/mo in property tax…Under $100/month for tax AND Insurance… right now it’s Prop.tax $550/yr and ins/$330/yr…so $880/yr…but with the remodeling I did, the prop tax will go up a little…so I used that under $100/mo figure for both.

Remember this is rural north coast Oregon – altho I actually live in a small town, tho it is the biggest small town in the county, pop.4000.

]]> By: MoneyNing http://moneyning.com/budgeting/cut-the-budget-my-own-example/comment-page-1/#comment-7750 MoneyNing Wed, 16 Jul 2008 17:05:43 +0000 http://moneyning.com/?p=980#comment-7750 Emily: Other than the fact that it's my wife's birthday in July, summer is just the same as any other season :) Greener Pastures: You should keep up your budgets! It's impossible (at least for me) to remember every little expense if I wait a long time to do it so I try to log the expenses as often as possible. marci: Yes I agree. I was thinking about calling it unexpected and then putting car related things into the necessary expenses but I change categories once a year to keep consistency so I will keep that in mind! $100 in property tax??!? That's so good! If I get a house in California, the mortgage and property taxes are more like $3k or $4k! Emily: Other than the fact that it’s my wife’s birthday in July, summer is just the same as any other season :)

Greener Pastures: You should keep up your budgets! It’s impossible (at least for me) to remember every little expense if I wait a long time to do it so I try to log the expenses as often as possible.

marci: Yes I agree. I was thinking about calling it unexpected and then putting car related things into the necessary expenses but I change categories once a year to keep consistency so I will keep that in mind!

$100 in property tax??!? That’s so good! If I get a house in California, the mortgage and property taxes are more like $3k or $4k!

]]> By: marci http://moneyning.com/budgeting/cut-the-budget-my-own-example/comment-page-1/#comment-7747 marci Wed, 16 Jul 2008 15:29:49 +0000 http://moneyning.com/?p=980#comment-7747 Your MISC category may need tweaked if that's where your repairs are coming from. Is that how bad rent is? Whew! More than I take home in a month! LOL! Looking forward to when you totally own a home, I'll let you know that my property taxes and insurance run under $100/month if I paid them monthly, which I don't. (no mortgage) That's what's gonna make it easy for me to retire :) Thanks for sharing with us. And good luck with your goals! Your MISC category may need tweaked if that’s where your repairs are coming from.
Is that how bad rent is? Whew! More than I take home in a month! LOL! Looking forward to when you totally own a home, I’ll let you know that my property taxes and insurance run under $100/month if I paid them monthly, which I don’t. (no mortgage) That’s what’s gonna make it easy for me to retire :)

Thanks for sharing with us. And good luck with your goals!

]]> By: Greener Pastures http://moneyning.com/budgeting/cut-the-budget-my-own-example/comment-page-1/#comment-7743 Greener Pastures Wed, 16 Jul 2008 12:11:29 +0000 http://moneyning.com/?p=980#comment-7743 I really like the way you broke everything down like this. Moms are smart, for sure! I haven't done my budget for 2 months, and usually I am on top of it. I've been blogging too much! This reminds me that I need to sit down and get caught up. Lisa I really like the way you broke everything down like this. Moms are smart, for sure!

I haven’t done my budget for 2 months, and usually I am on top of it. I’ve been blogging too much! This reminds me that I need to sit down and get caught up.

Lisa

]]> By: Emily http://moneyning.com/budgeting/cut-the-budget-my-own-example/comment-page-1/#comment-7735 Emily Tue, 15 Jul 2008 21:35:58 +0000 http://moneyning.com/?p=980#comment-7735 Don't you need to spend more in summer time, Moneyning? : ) Thanks for sharing your expense to all of us! Don’t you need to spend more in summer time, Moneyning? : )

Thanks for sharing your expense to all of us!

]]> By: Kat http://moneyning.com/budgeting/cut-the-budget-my-own-example/comment-page-1/#comment-7724 Kat Tue, 15 Jul 2008 16:58:22 +0000 http://moneyning.com/?p=980#comment-7724 Carefully planning your route and driving more sensibly are great tips for saving money on gas. Here are two other money-saving tips: keep your tires property inflated to improve gas mileage by 3% (and save up to 20 gallons or up to $75) and decrease your speed (each five miles per hour over 60 mph is like paying an additional 20 cents per gallon for gas). Try checking out the Drive $marter Challenge ( http://www.drivesmarterchallenge.org ) for additional saving tips – Kat, Alliance to Save Energy Carefully planning your route and driving more sensibly are great tips for saving money on gas. Here are two other money-saving tips: keep your tires property inflated to improve gas mileage by 3% (and save up to 20 gallons or up to $75) and decrease your speed (each five miles per hour over 60 mph is like paying an additional 20 cents per gallon for gas). Try checking out the Drive $marter Challenge ( http://www.drivesmarterchallenge.org ) for additional saving tips – Kat, Alliance to Save Energy

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