Comments on: How to Avoid a Scam and Wasting Your Money http://moneyning.com/better-yourself/how-to-avoid-a-scam-and-wasting-your-money/ A personal finance blog where we share insights on carefully saving money, investing, frugal living, coupons, promo codes because the little things matter in achieving financial freedom! Mon, 21 May 2012 12:47:23 +0000 hourly 1 http://wordpress.org/?v=3.3.2 By: Ken87 http://moneyning.com/better-yourself/how-to-avoid-a-scam-and-wasting-your-money/comment-page-1/#comment-22286 Ken87 Fri, 11 Dec 2009 22:00:10 +0000 http://moneyning.com/?p=4175#comment-22286 I can identify so much with the post. I was clicking around the other night and noticed an advertisement for a FREE TV with purchase at their stores. I expected to see something pretty cheap, and was surprised to see it was a name brand. I have needed a TV for a while now so I decided to look at this further. The fine print is what killed me though: Please allow eight weeks delivery for merchandise redeemed online. You DON'T ACTUALLY GET THE TV. You get a voucher for a TV -- that you'll get in 8 weeks and will at that point be a lot less expensive. So, as I'm want to do, I came up with two options if you need new glasses and would love a new TV. Option 1: Pearle Vision $350 for 1 pair of eyeglasses. Your "Free" Camera Arrives in February (if you remember to redeem your voucher) Total: $350 (Start taking pictures in February -- in overpriced glasses.) Option 2: Online Retailer, for example www.eyeglasses.com (You can use the code UPS1DAY for free 1 day shipping.) $120 for 1 pair of eyeglasses. Order your Canon A470 from Amazon for $93 + $10 shipping (it arrives the day after tomorrow) Total: $143 (Save over $200 and get the TV this week). Don’t let these marketers trick you. We are too smart for them. I can identify so much with the post.

I was clicking around the other night and noticed an advertisement for a FREE TV with purchase at their stores. I expected to see something pretty cheap, and was surprised to see it was a name brand. I have needed a TV for a while now so I decided to look at this further.

The fine print is what killed me though:

Please allow eight weeks delivery for merchandise redeemed online.

You DON’T ACTUALLY GET THE TV. You get a voucher for a TV — that you’ll get in 8 weeks and will at that point be a lot less expensive.

So, as I’m want to do, I came up with two options if you need new glasses and would love a new TV.

Option 1:
Pearle Vision

$350 for 1 pair of eyeglasses.
Your “Free” Camera Arrives in February (if you remember to redeem your voucher)
Total: $350 (Start taking pictures in February — in overpriced glasses.)

Option 2:
Online Retailer, for example http://www.eyeglasses.com (You can use the code UPS1DAY for free 1 day shipping.)

$120 for 1 pair of eyeglasses.
Order your Canon A470 from Amazon for $93 + $10 shipping (it arrives the day after tomorrow)
Total: $143 (Save over $200 and get the TV this week).

Don’t let these marketers trick you. We are too smart for them.

]]> By: FinanciallySmart http://moneyning.com/better-yourself/how-to-avoid-a-scam-and-wasting-your-money/comment-page-1/#comment-22002 FinanciallySmart Fri, 04 Dec 2009 13:37:31 +0000 http://moneyning.com/?p=4175#comment-22002 Every day there is a new way of scamming and persons has to be very careful in their daily transactions. Those points you made are very valid one and should be place into practice. Every day there is a new way of scamming and persons has to be very careful in their daily transactions. Those points you made are very valid one and should be place into practice.

]]> By: LeanLifeCoach http://moneyning.com/better-yourself/how-to-avoid-a-scam-and-wasting-your-money/comment-page-1/#comment-21915 LeanLifeCoach Tue, 01 Dec 2009 02:56:51 +0000 http://moneyning.com/?p=4175#comment-21915 Here are a couple other approaches. 1) Don't buy 2) When (1) fails and you must have "it", know that when you reach out to a company or store you are less likely to get ripped off. If "it" comes to your door (or via phone, email etc...)unexpectedly, the hair on the back of your neck should be standing straight up. Here are a couple other approaches.

1) Don’t buy

2) When (1) fails and you must have “it”, know that when you reach out to a company or store you are less likely to get ripped off. If “it” comes to your door (or via phone, email etc…)unexpectedly, the hair on the back of your neck should be standing straight up.

]]> By: Credit Card Chaser http://moneyning.com/better-yourself/how-to-avoid-a-scam-and-wasting-your-money/comment-page-1/#comment-21914 Credit Card Chaser Tue, 01 Dec 2009 02:52:15 +0000 http://moneyning.com/?p=4175#comment-21914 Uh oh. My little sisters volleyball team just convinced me to subscribe to ESPN the Magazine to support their team - maybe it's a scam. Just kidding - I have already received the first issue and hopefully I can trust my little sister lol :) Uh oh. My little sisters volleyball team just convinced me to subscribe to ESPN the Magazine to support their team – maybe it’s a scam. Just kidding – I have already received the first issue and hopefully I can trust my little sister lol :)

]]> By: Jessica http://moneyning.com/better-yourself/how-to-avoid-a-scam-and-wasting-your-money/comment-page-1/#comment-21906 Jessica Mon, 30 Nov 2009 19:27:05 +0000 http://moneyning.com/?p=4175#comment-21906 OMG I fell for that same scam that Daniel's wife fell for. I subscribed to (out of all the selection), People Magazine and never received it. My neighbor fell for the same tactic and that kid must've made like $500 in an hour's time. Worst of all, the receipt says that there's a charge if you stop the check too. So frustrating.. OMG I fell for that same scam that Daniel’s wife fell for. I subscribed to (out of all the selection), People Magazine and never received it. My neighbor fell for the same tactic and that kid must’ve made like $500 in an hour’s time.

Worst of all, the receipt says that there’s a charge if you stop the check too. So frustrating..

]]> By: MoneyNing http://moneyning.com/better-yourself/how-to-avoid-a-scam-and-wasting-your-money/comment-page-1/#comment-21905 MoneyNing Mon, 30 Nov 2009 18:55:17 +0000 http://moneyning.com/?p=4175#comment-21905 Oh no. Hopefully, more people will read this and never pay for magazines from a kid. I bet these companies just close the business once they've gathered enough complaints and then just open a new one doing the exact same thing. Oh no. Hopefully, more people will read this and never pay for magazines from a kid.

I bet these companies just close the business once they’ve gathered enough complaints and then just open a new one doing the exact same thing.

]]> By: Joseph23 http://moneyning.com/better-yourself/how-to-avoid-a-scam-and-wasting-your-money/comment-page-1/#comment-21904 Joseph23 Mon, 30 Nov 2009 18:50:21 +0000 http://moneyning.com/?p=4175#comment-21904 Say no first but keep their marketing material for later. No one will turn away business, meaning that you always have more time than you think to decide. Give yourself amble time to think about the pros and cons before ever deciding. My 2 cents. Say no first but keep their marketing material for later. No one will turn away business, meaning that you always have more time than you think to decide. Give yourself amble time to think about the pros and cons before ever deciding.

My 2 cents.

]]> By: Sandy http://moneyning.com/better-yourself/how-to-avoid-a-scam-and-wasting-your-money/comment-page-1/#comment-21901 Sandy Mon, 30 Nov 2009 17:09:53 +0000 http://moneyning.com/?p=4175#comment-21901 Checking online is the first thing that I do nowadays to see if anything is a scam. If many people are complaining about something, chances are good that it's not a product or service that you would want. Checking online is the first thing that I do nowadays to see if anything is a scam. If many people are complaining about something, chances are good that it’s not a product or service that you would want.

]]> By: Daniel http://moneyning.com/better-yourself/how-to-avoid-a-scam-and-wasting-your-money/comment-page-1/#comment-21900 Daniel Mon, 30 Nov 2009 17:02:32 +0000 http://moneyning.com/?p=4175#comment-21900 A few months ago, my girlfriend got scammed by some kids who were selling magazines to "pay for college." The day it happened, I told her not to get her hopes up. She only wrote a check, thankfully she didn't give her credit card information away. After a few months of not receiving anything, we called up to find out what happened, and they said the company that sold it to us is now closed and that they don't sell People Magazine. They stole her money, but at least she is now more aware of possible scams. Checking online is a big one for me. I do this a lot with people who call my phone. Just type in the numer and the word scam, and if something pops up, you usually know what you're dealing with. A few months ago, my girlfriend got scammed by some kids who were selling magazines to “pay for college.” The day it happened, I told her not to get her hopes up. She only wrote a check, thankfully she didn’t give her credit card information away. After a few months of not receiving anything, we called up to find out what happened, and they said the company that sold it to us is now closed and that they don’t sell People Magazine. They stole her money, but at least she is now more aware of possible scams.

Checking online is a big one for me. I do this a lot with people who call my phone. Just type in the numer and the word scam, and if something pops up, you usually know what you’re dealing with.

]]> By: Craig http://moneyning.com/better-yourself/how-to-avoid-a-scam-and-wasting-your-money/comment-page-1/#comment-21902 Craig Mon, 30 Nov 2009 16:27:57 +0000 http://moneyning.com/?p=4175#comment-21902 Do your research beforehand. If you think sometimes may not be Kosher, go online and search around. You will find either pros or cons to help you make your decision. Do your research beforehand. If you think sometimes may not be Kosher, go online and search around. You will find either pros or cons to help you make your decision.

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