Comments on: Why You Always Need to Check Your Statements

By: bank checks

bank checks — Thu, 12 Mar 2009 16:09:52 +0000

Just another great reason why you need to check your statements diligently.

By: Meaghan

Meaghan — Wed, 11 Mar 2009 23:13:19 +0000

This is absolutely true. I haven’t had issues with the bank, but I have had problems with credit card statements. Make sure you read everything in the statement! They like to change your percentage rate, adjust your payment date, and enroll you in a program with just one quick sentence at the end on your statement!

By: PerfectMOney Share Idea

PerfectMOney Share Idea — Sat, 07 Mar 2009 06:13:22 +0000

This is what a called “the power of blogger”-Reading this post I comment-this what many institutions should afraid of.If I imagine my self “now as”wells Fargo”I believe I need to repair the system that has been disappointed “one blogger”immediately.cause one disappointed blogger could infect other thousand reader and thousand feed follower and twitter fans of his.for you MoneyNing my appreciation is for your direct “attack” to wells Fargo,and for wells Fargo this message certainly will make me “stay away from you.

By: Make Extra Money by Guest Blogging

Make Extra Money by Guest Blogging — Sat, 07 Mar 2009 05:57:09 +0000

Exactly same happened with my bank, and I did not realize it until I checked by bank statement. Since then, I have made it a practice to check bank statement on last Sunday of every month

By: Erica Douglass

Erica Douglass — Sat, 07 Mar 2009 04:23:56 +0000

I switched everything from Wells Fargo to WaMu last year. Even knowing that WaMu was going to go under, the lack of fees was worth it for me. I now have one personal and two business accounts at WaMu and couldn’t be happier. (I do keep a separate savings account over at ING just in case, but that doesn’t have any fees either.) When WaMu tanked, I didn’t even lose access to my money.

I really do like WaMu.

-Erica

By: MoneyNing

MoneyNing — Sat, 07 Mar 2009 00:44:35 +0000

Cheryl: Wow that 4 year error is scary. Just another great reason why you need to check your statements diligently.

Thanks for sharing everyone!

By: Cheryl

Cheryl — Sat, 07 Mar 2009 00:01:47 +0000

My hubby called our credit union asking why we were paying a monthly fee when we were told that if we maintained a certain amount in our accounts there would be no fees. Come to find out that we had been set up on the wrong kind of account for the last 4 years! We promptly switched over to the right accounts!

By: Studenomics

Studenomics — Fri, 06 Mar 2009 23:52:03 +0000

I once went through a few month period where the bank was killing me with monthly fees. I was finally able to negotiate a student contract which in turn made the fees more reasonable.

By: UH2L

UH2L — Fri, 06 Mar 2009 22:24:36 +0000

This is why I use credit unions exclusively. Lower fees, better rates and even a year-end dividend at one of my credit unions. Plus, they didn’t get involved in all those predatory lending practices.

As for paying late fees on credit cards, what I’ve done is set up an auto pay to pay the minimum amount at each due date in case I forget. (My NWA US Bank card isn’t so forgiving on late fees, only got one of two of them waived.) Then I manually pay the rest on-line right before the bill is due. That way, I never pay late fees and I don’t pay the majority of my bill until I check the statement.

By: Play Games Win Prizes

Play Games Win Prizes — Fri, 06 Mar 2009 21:52:59 +0000

I have had 3-4 late payments or fees from stupidity or from paying a little too late. Just a simple e-mail to the CSR online and they credited me back

They would rather have you than lose you!

-Mike