Skiing is one of the most expensive winter sports available. It may seem like there would be no way to save money and still enjoy a season’s skiing, but believe it or not, with a little planning you can hit the slopes in style and still save yourself some serious dough.
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Yours truly recently incorporated.
I’ve often mentioned how much I believe in taking action, but now that’s proof – I named my company Astute Actions Inc. (Now on to something I really want to tell you.)
Thank you for your early support that led me to jumping into this full time.
Thank you for pointing out my mistakes [...]
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Everyone should be asking themselves at one point or another – “Should I Pay Off My Mortgages Early”?
When choosing whether to pay down debt or invest, the primary factors are the interest rate on the debt and what rate of return you think you could safely achieve by investing. Sometimes, however, this calculation isn’t as [...]
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David’s Note: There’s a recession and people are still afraid of losing their job, yet my friend recently found the courage to resign and couldn’t be happier. Freelance or owning your business is definitely not for everyone. The uncertainly and instability of income presents a different kind of stress, but it could also [...]
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What I love about personal finance is that everyone is in an unique situation. Yet, the more they are different, the more they stay the same.
What’s more interesting is that even though the majority of us struggle to achieve financial freedom, the methods are simple and for the most part, we already know them.
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If you have ever received advice on investing your money, chances are you’ve had the benefits of diversification drilled into your brain. “Diversify and rule” was my college economics professor’s one-line strategy for managing his retirement portfolio. Corny but true. The virtues of diversifying your investments have been borne out by mathematics, finance and plain [...]
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As is usually the case in big ticket purchases, the best way to save money buying a new computer is not to buy one. The statement is obvious but it’s worth mentioning. If your current computer works fine, it can be much cheaper to spend money on upgrades than on a completely new machine. [...]
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When I was growing up, my parents would get the urge every once in awhile to impart money management skills to my siblings and me. They would experiment with different systems for dispensing allowances and organizing income, but most failed due to the lack of discipline on both their part and ours.
Not every system was [...]
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The current culture of acceptance that surrounds the issue of debt is one that has arisen as a result of an increased dependence upon credit and the act of satisfying an ‘I want it now’ attitude. A rise in materialism and the inherent temptation of credit cards and personal loans in aiding presentation of a [...]
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Honey, what happens when you have TOO MUCH money? I said to Emma a few days ago. She must’ve thought that we either won the lottery or her husband went crazy, both of which required more attention. With her eyes wide open (I seriously thought it was going to pop out), she [...]
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I have credit card debts to pay off, student loans to service, bills to pay and a down payment to save up for. I can’t afford to save for retirement.
Sound familiar? With all these obligations, how the heck are we supposed to start saving for retirement, something that could be decades away?
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The reward points, the 30 day free loan, and the perks are just excuses to keep that piece of plastic. No matter how much control you have, credit cards are a convenience that you pay for.
I used to think that credit cards are disastrous for the irresponsible but benefit the disciplined. I saw [...]
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Do you secretly wish that your TV would break so you can get a brand new one?
Or that your shoes would rip or your hat stolen? These are evil thoughts and may make no sense to the logical person, but they are real, they play a part in our lives, and they affect our [...]
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Making ends meet is more difficult than ever. For families that need childcare, the expenses can be overwhelming. Good childcare is expensive, but it’s not like bad childcare to save a few dollars is an option. Finding a solution can involve some creativity, but the good news is that it can be [...]
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