Sometimes, there’s no one to blame but yourself. For whatever reason, my doctor visit a few days ago really struck a chord and got my blood boiling. I caught a cold and I went to see a doctor to make sure it’s just regular coughing and nothing more serious. The $25 co-pay seemed unnecessary but […]
In my last post I described how Aaron and I came to the decision to spend our first vacation in San Francisco and Napa Valley. Once the destination was settled, we were able to focus on the financial choices that we could make before leaving. Let me share a few tips with you on how […]
Even high income earners are eligible to make a Roth IRA conversion starting in 2010. To sweeten the deal even more, those who elect to make the transfer can spread out the taxes owed in years 2010 and 2011. But how does the roth IRA conversion work? What are the consequences? Consider This Before Making […]
If you want to be happy in retirement, having a million dollar nest egg hardly gets you there. All over, financial planners advise us to have a certain figure in mind when it comes to retirement. “Based on your current salary, you need $1.2 million by 65”, they might say. But yet, as history has […]
My grandpa always knew of a workaround, and my mom always knew of a more frugal alternative. In my family, few could rival my grandfather’s creativity in creating handmade equivalents. Naturally, he became the go to person whenever we needed a workaround. Bought a camera that didn’t come with a stand? Grandpa would fix that […]
Bigger is always better. Or so they say. We love to hear about a better deal, but these incredible offers usually trick us into spending more money than we should. Case in point – buy bulk. Don’t agree? Answer these three questions. How many times do you grab a can of soda because you just […]
