He told me he had a gun, but it turns out to be a friendly neighbor trying to do some good.
To say that perception is important just doesn’t do the term justice. It is the sole contributor to our decision to purchase, and the reason why some of us make more money than others. [...]
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Once you trade up, you are never going back.
Lifestyle inflation is a real phenomenon that I’ve surprisingly seldom talked about. Basically, it refers to the strikingly true fact that most people increase their spending as their income increases no matter how much or how little they earn.
Stepping up the standard of living ladder is [...]
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Before you read the following piece, please answer this first – do you think women or men spend more money? Does the thirst to buy have anything to do with our sex orientation? What to do you think?
I used to wonder why some stores are successful without any decoration, while others spend a [...]
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Sometimes, there’s no one to blame but yourself.
For whatever reason, my doctor visit a few days ago really struck a chord and got my blood boiling. I caught a cold and I went to see a doctor to make sure it’s just regular coughing and nothing more serious. The $25 co-pay seemed unnecessary [...]
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In my last post I described how Aaron and I came to the decision to spend our first vacation in San Francisco and Napa Valley. Once the destination was settled, we were able to focus on the financial choices that we could make before leaving.
Let me share a few tips with you on [...]
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Even high income earners are eligible to make a Roth IRA conversion starting in 2010. To sweeten the deal even more, those who elect to make the transfer can spread out the taxes owed in years 2010 and 2011. But how does the roth IRA conversion work? What are the consequences?
Consider This [...]
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If you want to be happy in retirement, having a million dollar nest egg hardly gets you there.
All over, financial planners advise us to have a certain figure in mind when it comes to retirement. “Based on your current salary, you need $1.2 million by 65″, they might say. But yet, as history [...]
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My grandpa always knew of a workaround, and my mom always knew of a more frugal alternative.
In my family, few could rival my grandfather’s creativity in creating handmade equivalents. Naturally, he became the go to person whenever we needed a workaround. Bought a camera that didn’t come with a stand? Grandpa would [...]
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Bigger is always better. Or so they say.
We love to hear about a better deal, but these incredible offers usually trick us into spending more money than we should. Case in point – buy bulk. Don’t agree? Answer these three questions.
How many times do you grab a can of soda because [...]
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I know what you’re thinking. It’s not even Halloween yet so why in the world should we be thinking about the most dreaded day of the year, April 15th? The truth is, now is exactly the time when you should begin planning the preparation of your 2009 tax return. Here are a few tips to [...]
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(MICHELLE, THE AUTHOR’S NOTE: This is the opening post in a short series that will chronicle the financial choices behind my first real vacation. I’m a frugal person, but will I be able to stick to my guns and make wise money decisions [and still have a great trip]? We will find out.)
At the end [...]
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I finally stopped myself from imaging that the ground is wobbling after a week on the cruise and as promised, here’s the big announcement I told you about.
Emma and I are having a child. Actually, she is already pregnant.
No, it wasn’t a magical night on the cruise but rather a planned event for months. [...]
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I thought about it a bit, but I decided to give up free money and put my principles aside on this one.
Most people are swamped when they come back from a long vacation. Overloaded email inbox, delayed projects while you were away, and neglected housework that’s waiting for you at home (what’s that smell??). [...]
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I used to feel bad gambling, but I don’t anymore.
There was a time in my life when I would gamble socially. Every time I stumble across a casino table, I would play a couple hands. It was fun, and luckily, no harm done.
Eventually, I saw it as just another money drain. It [...]
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