From the monthly archives:

August 2009

Reading can really open your eyes. In some cases, it can even make you jump off your chair and yell NO WAY.
An article in the recent Money magazine really caught my attention.

…by 58 (when the couple wants to retire), [they] will have $1.7 million…That should get them most of the way, but there are [...]

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We all deny having any, but we all know everyone has some. Guilty pleasures can sometimes be money pits but many of us usually find excuses to get/own/experience them anyway.
According to Wikipedia, it is defined as:

Guilty pleasure, something one enjoys despite feeling guilt for it

So let me ask you today. What is your [...]

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Cash for Clunkers tax rules have been falsely rumored by many people on the Internet and I want to clear it up for anyone who already took advantage of this program. The truth is that the Cash for Clunkers income is not taxable. It doesn’t matter if you received $3,500 or $4,500 and [...]

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Woohoo! The tide might be turning in the online savings account front.
After many months of interest rate declines from every institution, one of them finally raises its rate on its online savings account. Ally Bank announced today that they will be increasing their yield from 1.70% to 1.75%. While it’s not earth [...]

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Unfortunately, a disaster can be so great that it could substantially alter your life.
Warranties and insurances are no strangers to us. Every time we make a purchase, salespeople try to shove us extended warranties. Every time we change jobs, we look for the best medical insurance for our family and every time we [...]

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Return on Investment (ROI) is a concept that entrepreneurs and marketers know all too well. If you can spend a dollar to get more than a dollar in return, you should keep spending.
Awesome, but why do I care? I struggle with 40 paid hours a week and another 20 of what I called [...]

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Supply and demand is an economic principle that we know all too well. When demand goes up, prices tend to follow. When supply is high, expect discounts.
Thanks to supply and demand, we might be moving to a bigger apartment. Let me explain…

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When tax time comes around, it’s often difficult to determine whether you should opt for the standard deduction or for an itemized deduction. What is a seemingly tiny distinction could actually be the difference between thousands of dollars in tax savings. It’s important to make a quick scan of your fiscal year to figure out [...]

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Warning: Only read this if you are in “goofing off” mode. You may also want to ignore this post (along with your FICO score of course) if you just got yelled at by your boss.
Everyone ignores their FICO scores anyway so why don’t you as well? Here are the reasons why I believe [...]

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Do you have any tips on how to get out of a rut? I’m always stuck and can’t seem to finish anything at work, but I really need this job and I’m afraid I will be fired. How do I keep the job and continue to bring home the paychecks that my family [...]

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For years, I tried to stretch my money to its maximum potential. Moving money across different online savings accounts for better rates, taking money out of my checking account as soon as it’s there, paying bills on the last possible day to get more interest,…, the list goes on. Basically, whatever you can [...]

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Scottrade Review

by MoneyNing

Scottrade is one of the more established discount stock brokers in the industry, but I have to give them another praise after what happened since I wrote a review about them. This article outlines why Scottrade brings customer service to the next level, and what the brokerage firm offers.

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Whether we admit it or not, many of us have mixed the word hate in the same sentence as our job at one point or another. Sometimes, it’s after a long argument with the boss. Other times, it’s caused by the hopeless feeling when a month long project is expected to be completed [...]

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Sometimes, the timely smack in the head is what we need. That’s why it’s nice to read this guest post from Adrienne, who gives us some commonly known anecdote to our problem of not saving enough. We’ve all read the money saving tips, but how many of us really practice them on a [...]

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