I often find myself wanting to pay less for a purchase. Be it a gadget, clothes or my wedding, I always spend time looking for a bargain after I figured out the average costs. Most of the time, I end up looking for alternatives because so many products have set pricing. My theory is that […]
The Fair Credit Reporting Act entitles everyone to access credit reports from each of the three credit agencies – Experian, Equifax and TransUnion every 12 months. While there are tons of places that offer free credit reports for a free trial of their service, the only federally authorized source to offer free reports with no […]
TradeMonster is another player in the already very crowded online broker industry. Launched in October 2008 (I know, the best timing ever), this stock broker hopes to capture traders with a more intuitive trading platform that just makes sense. There are some TradeMonster promotion codes floating out there but is it worth our time otherwise? […]
Even a banker’s advice could be totally wrong. I can’t believe what I heard, but a banker told me that carry a credit card balance can improve my credit score. In fact, there are many people who give the same advice – don’t pay your credit card balance in full to raise your score. So […]
We received my wife’s 401k plans statement yesterday and we felt like financial geniuses. Splashed on the first page of the statement was our mutual fund performances, up 28.14% in the quarter and 18.43% year to date. My instant reaction was of joy, but it quickly faded as questions were bubbling in my head. Did […]
I won’t drink coffee unless it’s from Starbucks. They just make a better product. Branding is very important in the retail business, because you can charge more per product and still outsell your competition. When I was a salesperson and making long drives in an unknown city, I would always stop by a Starbucks whenever […]
