The government seems to be doing everything it can to re-inflate the housing bubble. Artificially low interest rates, loan modification programs, first time home buyers credit are just a few of the initiatives aimed at attracting more demand. These programs have no doubt worked, as home prices are showing signs of stability.
On the [...]
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I often find myself wanting to pay less for a purchase. Be it a gadget, clothes or my wedding, I always spend time looking for a bargain after I figured out the average costs. Most of the time, I end up looking for alternatives because so many products have set pricing. My [...]
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We talk about coupons and savings all the time but this lady just makes all our advice sound like child’s play. You have to watch the videos to believe it. See how this lady saves money on her groceries.
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The Fair Credit Reporting Act entitles everyone to access credit reports from each of the three credit agencies – Experian, Equifax and TransUnion every 12 months. While there are tons of places that offer free credit reports for a free trial of their service, the only federally authorized source to offer free reports with [...]
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TradeMonster is another player in the already very crowded online broker industry. Launched in October 2008 (I know, the best timing ever), this stock broker hopes to capture traders with a more intuitive trading platform that just makes sense. There are some TradeMonster promotion codes floating out there but is it worth our [...]
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Even a banker’s advice could be totally wrong.
I can’t believe what I heard, but a banker told me that carry a credit card balance can improve my credit score. In fact, there are many people who give the same advice – don’t pay your credit card balance in full to raise your score. So today, [...]
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Last week when we talked about Obama’s proposed health care reform, there were more concerns about the government running the program than the core initiative of every American obtaining medical coverage. Certainly, this is sparked by our experience of government wastes and inefficiencies but why do we have to feel that way? Why [...]
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We received my wife’s 401k plans statement yesterday and we felt like financial geniuses. Splashed on the first page of the statement was our mutual fund performances, up 28.14% in the quarter and 18.43% year to date. My instant reaction was of joy, but it quickly faded as questions were bubbling in my [...]
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I won’t drink coffee unless it’s from Starbucks. They just make a better product.
Branding is very important in the retail business, because you can charge more per product and still outsell your competition. When I was a salesperson and making long drives in an unknown city, I would always stop by a Starbucks [...]
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I’m not much of a rules kinda guy, but the 30 day spending rule is one that you should consider adopting. It is pretty simple – wait 30 days every time you want to make a purchase. If you still think it’s worth the cost after a month, then go buy it, but [...]
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A hot agenda in the Obama camp these days is the up and coming health care reform. Yet for some reason, the media isn’t giving it the needed attention it deserves. Did you know that the cost of our health care system is the most expensive in the world? Let’s explore this [...]
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The Citi Private Pass is one of those privileges that I’ve pretty much ignored until now. Being a Citi card member, I have, without fail, disregarded all mentions of it. Mail that comes through. Trash. Emails that are sent. Delete.
A few days ago, I decided to take a deeper look [...]
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Enough said I think. Are you still waiting to get your copy?
Order One Now at Amazon.com.
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The Little Budget Travel Book is finally here and available for sale in major online book stores! I made a pretty amateurish video but here it is for your enjoyment. For more information on the book, follow the link above.
Don’t laugh at me, I was nervous looking at the camera.
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