We hear about all those people who are underwater on their mortgages, and we hear about the incredibly high amounts of distressed properties on the market today. Yet, many of us never really come across the foreclosure process. Is it really that bad? Is it really happening everywhere? As I write this, I’m on my [...]
I still remember the first time I realized the true power of my wife’s money saving skills. On our wedding, my wife probably saved us an amount in the five digits. As a result, we had an spectacular wedding that cost pennies on the dollar. Do you want to know how to save money on [...]
After some frustration, several phone calls and a long time listening to more commercials while being on hold, I managed to get the erroneous $175 termination fee on my AT&T phone bill waived. Here’s how I did it. What Happened to My Bill Many cell phone companies ask for a commitment in exchange for free [...]
At some point, many of us will doubt whether our frugal lifestyles are really worth it. At times, we might question our ways when our friends buy expensive luxuries. Other times, it could happen when we wonder whether our budget spreadsheet is too empty. It doesn’t really matter how often we try to assure ourselves [...]
Out of necessity, we are just smarter about some things when we are college students than we are as we age. One of those things is personal finance. Sure, we made some really dumb mistakes with our money but we also tend to have a much better grasp on frugal living than most of us [...]
I don’t know why it is, but it seems like almost every marriage comes with a spender and a saver. I have seen rare exceptions where both are unleashed spenders – which often turns out to be quite disastrous, and even rarer still I have seen marriages with two savers. But for the most part, [...]
