Last week, I saved $100 off my auto insurance policy. It’s really pretty easy and there’s probably nothing you don’t already know. All I did was take action. Call, comparison shop, and keep calling. While I was looking through different options and telling my insurance agent again that his price was too high, I made […]
People who know me sometimes wonder why I’m so frugal. They question why I don’t seem to eat out. They can’t understand why I rather watch a movie at home than go to the movie theaters and they certainly don’t feel that I’m actually enjoying life. They, like most people, are simply failing to look […]
Once in a while, stumbling onto a piece of history bring back a flood of memories. While I was going through those boxes in storage labeled “university” last week trying to find my degree for the insurance company, I started reading through some of the notes I took during those four unbelievable years. Education is […]
Emma and I caught the “house hunting bug” lately – we have been touring a ton of houses. The whole process is similar to advertising in that the more houses we look at, the more we want to look (and buy). No wonder my realtor was so aggressive even though we told her our time […]
The impact of investment costs is never emphasized enough. In order to see how much it affects mutual funds returns, let’s compare a few different domestic stock mutual funds: Fund A: Vanguard’s Total Stock Market Index charges no sales load and has an annual expense ratio of 0.15%. Fund B: American Funds’ Investment Company of […]
With credit cards so convenient, loans so common and debt socially acceptable, getting into debt is extremely easy. I still have vivid memories of the two people who sold me on my college credit card. It had the school logo on there and best of all, it helped the school every time I use the […]
