The carnival is still new, so I searched for the actual definition of Pecuniary and Delight. Here’s what I found on the web.
Pecuniary \Pe*cun”ia*ry\ (p[-e]*k[=u]n”y[asl]*r[i^]*l[y^]), a.
[L. pecuniarius, fr. pecunia money, orig., property in
cattle, fr. pecus cattle: cf. F. p['e]cuniaire. See Fee,
and cf. Peculiar.]
1. Relating to money; monetary; as, a pecuniary penalty; a
pecuniary reward. –Burke.
[1913 [...]
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The media seems to categorize the use of leverage with some sort of evil deed but whether it’s a corporation or individual, leverage is part of our lives like turkey is for Thanksgiving. It’s not necessary, but having it benefits everyone. Like so many products that some dislike (credit cards come to mind as another [...]
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It is 7pm on a Wednesday evening, and you have a sore throat. It feels the same as some that you’ve had in the past, the type that are cured as soon as you got a certain prescription. You want to begin treating it, but all that stands in your way is someone who can [...]
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Last week, I saved $100 off my auto insurance policy. It’s really pretty easy and there’s probably nothing you don’t already know. All I did was take action. Call, comparison shop, and keep calling.
While I was looking through different options and telling my insurance agent again that his price was too high, [...]
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I feel uneasy to talk about this, since I always advocate investing for the long term and be in diversified investments while ignoring the noise. However, I have been slowly selling my stocks in my taxable investment account and I would really feel bad if I did not say anything and what I predict really happened. [...]
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Last week I came across a study done by the Investment Company Institute together with Deloitte regarding the expenses charged by 401(k) and other defined contribution plans. Here’s the short version:
The median fee for the 130 plans in the study was 0.72 percent of assets, within a range from 0.35 percent (the 10th percentile) to [...]
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People who know me sometimes wonder why I’m so frugal. They question why I don’t seem to eat out. They can’t understand why I rather watch a movie at home than go to the movie theaters and they certainly don’t feel that I’m actually enjoying life. They, like most people, are simply [...]
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Manny was my very first client. I met him 25 years ago but I remember him to this day.
He walked into my office a little shy. English was not his native language and I think he felt a little self-conscious about it. But as soon as Manny started telling me his story, I [...]
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While the recent economic crunch has tempted all of us to reevaluate the things we spend money on, it may end up being the patterns of your spending that help you the most in the long haul. Having the discipline to actually change these patterns may prove more difficult than just locking up your wallet.
Not [...]
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Once in a while, stumbling onto a piece of history bring back a flood of memories. While I was going through those boxes in storage labeled “university” last week trying to find my degree for the insurance company, I started reading through some of the notes that I took during those four unbelievable years.
Education [...]
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I read somewhere that says the recession is helping Americans rethink debt and that frugality is going to stay even when the economy turns. How great is that? I know. The recession is costing us many jobs and the recession wiped out a chunk of our retirement savings but what would happen if it didn’t [...]
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Emma and I caught the “house hunting bug” lately – we have been touring a ton of houses. The whole process is similar to advertising in that the more houses we look at, the more we want to look (and buy). No wonder my realtor was so aggressive even though we told her [...]
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The impact of investment costs is never emphasized enough. In order to see how much it affects mutual funds returns, let’s compare a few different domestic stock mutual funds:
Fund A: Vanguard’s Total Stock Market Index charges no sales load and has an annual expense ratio of 0.15%.
Fund B: American Funds’ Investment Company of America charges [...]
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Even with our president promising to simply our tax code, today is the deadline to file our 2008 taxes. I just want to send a quick note to the last minute filers:
Hang in there! You can do it!
For those that are self-employed, also remember that the first tax estimates for 2009 are due [...]
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Fixed.
