With the current rate of unemployment and the fact that many jobs are still hanging by a thread I want to share with you some ideas on managing your budget during a job transition. For the last decade I’ve worked with the program participants of many outplacement firms. Over the years they have learned from [...]
Last week, a frugal shopping event for an office chair satisfied me as a learner, frugalist as well as a consumer. What am I talking about? Let me explain. I’ve been discussing with my wife about a new chair for a while. Mine is old and ripped but more importantly, I was getting back pains [...]
Inheriting a huge sum of money is certainly a dream come true for many of us. Sometimes, we ponder on this idea whenever we watch a show that gives us a glimpse of the super rich. Other times, it happens when our friends get a gift from family ties. Yet, many of us don’t seem [...]
We haven’t even gotten through this crisis yet, and we have another one on the way? Seriously? That’s what John Bogle–the founder of Vanguard and the creator of the first index fund–would have us believe. And, distressingly enough, the case he makes is pretty convincing. Last month, Bogle testified before the House of Representatives about [...]
Lending Club promises high returns for the average investor through peer to peer lending. With every other asset class doing so poorly during the last few years, this review takes a look at this investment option to see if it’s a better option for our money. Lending Club is offering a limited time bonus through [...]
This is a guest post from Neal Frankle, a CFP who also writes at the Wealth Pilgrim. “How do I rebalance my portfolio in this crazy market?” That was a question I received recently in a long email from James. He explained that he was a “moderate” investor. He had a good mix of assets [...]
