All through life, we were taught to believe that bigger is better. More, more, more our teachers would say; higher, higher, and higher, our parents cheered.
When we grew up, we carried this mentality as the way of life. We stretched to buy the biggest house, we worked long hours to advance our career [...]
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We keep hearing news from people losing their homes to banks needing more capital. One thing I keep hearing over and over again is “It’s so amazing that these mega corporations (banks) can get into so much trouble” but seldom does anyone ever explain why this whole mess happened.
Yesterday, I found these clips trying [...]
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Layoffs are never pleasant, but there are some layoff procedures that just makes you feel even worst. I’ve heard of a few recently that caught my attention as either unique, disastrous, or both. Here they are and hopefully business owners can read this and understand how these layoffs not only burn bridges, they [...]
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This is a guest post from Neal Frankle, CFP, who regularly contributes to this blog on investment subjects.
Eventually the market is going to turn around. Your funds will start going up in value. But my guess is, even then, you’ll find it hard to stay motivated about investing.
The world is going to call you a [...]
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UH2L’s comment sparked another idea on slowing down the mini David in me that likes to splurge.
So when I want to buy nice things that are somewhat expensive, I plan ahead and I budget.
What would happen if we stop buying everything from now on when we want them and instead plan and budget for it? [...]
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Is diversification hurting you? I was talking to my friend and he told me that the key to his success was focus. He told me that so many people think “oh I have to diversify” and they end up knowing a little about everything but actually nothing about anything.
I know that in the [...]
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My wife sent me an email from Bank of America highlighting 7 important tax changes for the benefit of those who still haven’t filed yet.
The good thing is that most of these changes are going to help you lower your taxes so read on!
Adjusting for Inflation
For 2008, the standard deductions is up to $10,900 for [...]
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Whether it’s a lavish lifestyle, a luxury experience or an exotic products, we have all desired something unaffordable. Sometimes, just the fact that it’s unattainable makes us want it even more. How do we cope with it when it happens? Here’s my version of this last night.
Off and on, my wife and [...]
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It’s not that I don’t like saving money (yes I do), but when weeks go by without me splurging, that wallet of mine seems to vibrate by itself. The urge is always to press snooze by buying something, but the silence only lasts for a short while.
It’s amazing to me how this works but [...]
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This is a guest post written by Steven Sildon, Managing Editor for CreditCardAssist.com and a frequent contributor in the personal finance community, writing about the pitfalls and practicalities of credit cards, rewards programs, and revolving consumer debt.
With the recent struggles in the economy, more and more people are discovering that credit card companies are drastically [...]
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You Need a Budget (YNAB) personal budget software has a very catchy title and claims to be a proven way to manage your money that gets results.
Claims of YNAB
YNAB is based on four principles (called rules) of cash flow management. Here is YNAB’s explanation of what they are.
Stop Living Paycheck to Paycheck – YNAB will [...]
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What would happen if you were forced to spend a couple hundred bucks? Last weekend we had a flat tire on our way to Palm Springs. Actually, it was two flat tires. There was many emotions going through our heads and most of it was frustration as we were wondering whether we [...]
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I was reading an article by Fortune magazine about the TARP funds and one fact caught my eye. Did you know that the TARP application is only 2 pages? I mean, is it 2 separate pages with fields on the front and page of each page? Then I found the official TARP form, and all [...]
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The stimulus bill is not $1 trillion after all but $787 billion is no small number either. Our president will likely sign off on it to become law as early as Monday. Since we can’t foresee and compare the future with and without the bill, it’s almost impossible to give an objective opinion on [...]
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Fixed.
