More often than not, our view of (rather than the situation itself) dictate our state of mind. Some people would still be happy even if the world came crashing down. For others, a minor setback would spark off a downward spiral of deeper sadness. New circumstances are thrown at us day in and day out. […]
One of my readers sent me this great piece on productivity. While most of these about general well being and therefore non-personal finance related, understand that without a healthy mind and body, money is unimportant. Best time to Study – When you wake up in the morning, you will probably feel tired and dizzy. However, […]
A HSBC Direct Review HSBC made a big push into the online savings account industry a few years ago and have already establish HSBC Direct (its U.S. online banking subsidiary) as a premier online bank offering high yield savings accounts. While, they have a relatively small footprint in the North America, HSBC is actually one […]
After weeks of waiting and calling everyone to do their part of the process, I finally got my 401k moved over this week. During this time, I realized a few important facts about the 401k offered by my employer. The employer match will not be fully vested until my 10th year of employment (it starts […]
Losing a credit card is never fun, but here are some pointers in case it ever happens to you. Call the credit card company – Most suggest saving all the phone numbers somewhere but how many of us do that and when is that location ever accessible when we find out that our cards are […]
If management gave you a choice right now, would you vote for job cuts at your company or for everyone to have a pay cut? Obviously you cannot know ahead of time whether you will be one of those people getting laid off (if that route is picked), otherwise I don’t believe there will be […]
