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No matter how frugal we are, everyone eventually ends up spending money. Christmas is coming up so the need to make difficult buying decisions will fall onto our shoulders. It is at these times that people who are frugal can really spend much less money than people who aren’t.
It is also during these holiday times [...]

Billy always convinces me to buy and sell stocks at the perfect time.  He must be a billionaire because he always asks me to give some of it up as he probably doesn’t need anymore.  When there is a selloff in stocks, he tells me to follow because that’s probably when the market is at [...]

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Let’s face it. We as individual investors are very afraid right now. Did you notice all the articles from us personal finance bloggers about the market throughout the year and the lack of them right now? Part of it is because we all want to cover the thanksgiving spending etc etc, but [...]

Ever since I lost my GPS a few months ago, I bought another 5 GPS devices for myself! Although I didn’t lose any one of them, I kept buying another one for the same reason! This is the story of my GPS device purchasing mania.
Purchase #1
I went to Costco 6 months ago to [...]

It’s been a good 4 day holiday but work starts again tomorrow! I feel a little bummed that sleeping in tomorrow isn’t an option which reminds me of the times when it was the end of the Christmas or summer holidays when I was still in school! I remember that I used to [...]

Black Friday is behind us so how much did we spend on this holiday sale? Did any of you actually line up the night before at your favorite store to make sure you get that special discounted product? I will be the first to vote and I’m sure everyone looks forward to seeing [...]