No matter how frugal we are, everyone eventually ends up spending money. Christmas is coming up so the need to make difficult buying decisions will fall onto our shoulders. It is at these times that people who are frugal can really spend much less money than people who aren’t. It is also during these holiday [...]
November 2007
Let’s face it. We as individual investors are very afraid right now. Did you notice all the articles from us personal finance bloggers about the market throughout the year and the lack of them right now? Part of it is because we all want to cover the thanksgiving spending etc etc, but it is also [...]
My Citibank credit card updated their website recently and something very important changed. I noticed that instead of showing the statement balance, it is showing the current balance (see red cross in picture). I never knew the difference before but current balance apparently is the statement balance + unbilled balance. The statement balance on the [...]
Recently, my dad quit smoking after years of us encouraging, motivating, persuading, yelling, and cussing (you name it, we’ve done it). It was a struggle for so many years, but the fear of sickness finally convinced him to quit smoking. Many of us smoke (in fact, one third of all male in this world do), [...]

