If this is your first time visiting, check out the story behind this blog. Otherwise, please join the others by subscribing to my RSS feed or get updates via email so you don’t miss any personal finance articles!I helped my company closed a very fruitful deal with one of our customers and I am [...]

Yesterday, the Fed cut their rate half a percentage point to 4.75, making the prime rate to 7.75 percent.  This will help borrowers because it will be cheaper to borrow money.  The rate will fall for credit cards interests and home equity line, encouraging borrowing.  Great!  More ways to help us run up our debt!
Most [...]

Today, I spoke with my colleague about whether it is cheaper to do a wire transfer or receive a cheque.  My colleageue argued that receiving a cheque is cheaper because it only needs to be printed out which costs pennies while a wire transfer comes with a $10 - $20 fee.  However, I disagreed.
I felt that [...]

I was reading Ben Stein’s article on buying stocks when there is a recession because of the strong long term outlook. Don’t look at 2008 but at 2018 he says. Sure, if I have a positive cash flow every month and absolutely no debt, I can buy stocks when there is a recession [...]

Taiwan was quite fun where I took some wedding pictures with my fiancee!  Now that I’m back, it’s back to writing and sharing with you on personal finance.
This week’s top commentators were especially appreciated because I was away on vacation!  Here’s a big thank you and here are some of the articles from them for [...]

I’m getting ready to get to the airport to go back to the states!  One thing I always wondered is what people do with the extra foreign currency that they still have at the end of the trip?
Do you keep them for your next trip, give them to relatives or try to use up the [...]

Hi everyone! I am very tired right now since my visit in Taiwan has been “event-packed” but I want to tell everyone about my trip. I found that Taiwan and United States has a very different living standard! For example, I had a very nice dinner (Japanese Hot Pot, also called [...]

While I’m away on vacation, Wealth Building Lessons shares with us an emotional piece about what he feels about the true meaning of real wealth.
A lot of people think that they’re better off than their parents and grandparents because we live in greater luxury. The average person can now afford a car, air conditioning and [...]