If this is your first time visiting, check out the story behind this blog. Otherwise, please join the others by subscribing to my RSS feed or get updates via email so you don’t miss any personal finance articles!For those that do not have an savings account yet and keep their money in a metal [...]

I was discussing taxes and savings with my co-worker, and one of the topics that came up was how much a dollar saved is actually worth.  In the end, we agreed that saving a dollar is worth much more than earning a dollar since it is after taxes.  We figured that we wouldn’t be able [...]

This week saw an increase in traffic (thank you!) because of all the carnivals and links from blogs around the world.  Here are two of the more popular stories in case you missed them.

I had so much fun earning $6.20 I really wanted to share with all of you!
My boss really showed me how to [...]

After sharing my taxable account portfolio in this post with you a few days ago, here is my Roth IRA portfolio.

Symbol
Shares I Own
% Gained

JOYG
107
16.55%

As you can see, I have 107 shares of Joy Global and nothing else in my Roth IRA account.  This highlights my unconventional way of investing with my Roth IRA money since I [...]

If you are a long term investor, do not sell right now even though the market (DOW) is down 180 points (at this moment).  You have a long time horizon, you keep buying because you are in it for the long term.  You buy, and buy, and buy, and buy no matter what the market does because [...]

My car tires had to be changed and rim fixed, so I went to do so last Saturday because the person I knew at the body shop happened to have four tires that fit my car’s rims (some background information and more details on why my tires need to be changed here).
He only charged me [...]

Today, I received a junk mail from Progressive Direct.  After ripping it up though, I decided to read it (it was tough with since I had to tape the pieces back together), as I thought there might be some information worth mentioning.  Most of it is junk, but here is an excerpt from the letter [...]

I have read that consumers spend 30% more with a credit card than cash on average.  This is not news, but I wonder if everyone thinks the statement applies to them?  I have been a saver all my life, and it takes me considerable effort to take my wallet out to buy something when I [...]