If this is your first time visiting, check out the story behind this blog. Otherwise, please join the others by subscribing to my RSS feed or get updates via email so you don’t miss any personal finance articles!Recently, a trend has developed which puzzled me a little bit so I decided to do a [...]

I went to Ikea today and bought some energy efficient light bulb for my home use. Although some of the light bulbs in my house are the energy efficient ones, not all of them are so I bought enough to switch all of them out. The ones I bought were 20W which has a light [...]

Some of you know that I?? still looking for a house, but I found an interesting website that compares my rent against other places around the area.? You can check the site out here.
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I found that my one-bedroom apartment rent of $995 a month is below the median of $1098 in my area.? This also [...]

Get Rich Slowly gives us lots of information about credit scores
Blue print for Financial Prosperity talks about how smart people earn more money but save less

Binary Dollar found out how to figure out whether to use a home or a car loan

Fees are one of the least looked at areas when individual investors compare the different funds to invest in.  Consider the following example:

SloppyJoe investing in 1st Fund
SmartSmith investing in 2nd Fund

Expenses
2%
0.5%

Real Return
6%
7.5%

Value of portfolio if you invested $200 per month after 45 years compounded monthly
$551,198.52
$893,406.19

Difference of SloppyJoe and SmartSmith’s value of the portfolio: $342,207.67
This simple [...]

Initial Thoughts
For the readers that are in UK, this website provides another way for you to get mortgage inquiries. The website provides many mortgage articles and news on the mortgage industries in the UK, which is great for those of us currently thinking about buying a house.
Website layout is nothing fancy but is decent, allowing [...]

As some of the readers know, I put $200 dollars in my original post on prosper.com.? After 2 months, here are the stats of the 4 x $50 loans.
 
 

Amount
@ Rate
Origination
Date

/ Day
Principal
paid / bal
Interest
paid
Late
fees
paid
Service
fees
Collection
fees
Loan
value
Payment
status

$50.00
14.5%
Apr-03-2007
$1.12
$48.88
$0.60
$0.00
-$0.02
$0.00
$49.29
Current

$50.00
12.8%
Apr-02-2007
$1.15
$48.85
$0.53
$0.00
-$0.04
$0.00
$49.22
Current

$50.00
10.5% [...]

I must admit, I did not know what a super affiliate was before going to Zac?? site. ?By reading the brief description, I knew that it had something to do with making money online, which was the sole basis of me accepting to do this review.I googled the term and the definition of a super [...]